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So today I went to the Financial Aid and discovered that I wont be eligible for Federal Graduate Student loan because I will be transferring with 90 credits(78)... Can anybody advise what is the best private loan? Will I be eligible for Federal Student Loan after first semester( I after I earn total of 90 credits)? Should I even bother with private loans because it is only 1 semester before Federal loan? Appreciate any info!!!🙂