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15+ Year Member
Jul 17, 2003
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I've heard of some doctors doing the same thing. With doctors, insurance is driving up the cost. How many times have you seen an Explanation of Benefits? The doctors have to charge more to everyone to make up for the large "discount" taken off bills paid by insurance (I've seen some of the insurance"allowable cost" as much as 50% of the amount charged). Who is ultimately paying? Those without insurance coverage. Furthermore, insurance triggers a lot of paperwork and it takes months for doctors to get reimbursed. So this system seems to benefit a lot of people; doctors get their money immediately without the hassle of insurance and can also reduce their charges as a result.

With the rising cost of health insurance and the strict formularies, etc enforced by insurance companies this may be a valid alteranative to many people.