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I want to apply to university of houston. My main concern is who is going to watch my daughter. Money is easy. Being hours away from family with a two year old, that's the real challenge. I'm just starting to lose faith.
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dayum shawty
This is what I call bad planning. You carelessly had a child even though you wanted to go through the extremely time consuming process of becoming a dentist then you threw all the burden of paying for dental school and taking care of the child (or paying for a nanny which is also expensive) to your husband, excuse me, ex-husband. He's a good man for leaving you. If I did half that stuff to my husband he would be long gone in a different country so I would never see a penny from him in the form of alimony/child support and I would completely understand and sympathize with his actions.
If you still want to be a dentist then my advice is rob a bank. Kidding, talk to someone in a bank about loans or something. Why are you using this site as your soap box to vent your personal problems? Coming in with your depressing "plans don't mean anything". We can't help you with finances all we can say is if your GPA/DAT/EC are on point or not for acceptance into D school.
Wow, just wow. Don't be so judgemental, you don't know her full story 😛
I think she's just posting it to get advice from anyone who may have been in a similar situation. I think the point of SDN is to interact with your peers and talk about some of the stressors we all go through. If it's venting, so what? Almost everyone gets in a spot where you feel helpless and at least she's trying to figure it out instead of dropping everything altogether.
OP, I'm sorry you're in that situation. Be strong and know that any obstacle can be overcome if you believe in yourself enough to do it!![]()
Don't generalize. We don't all make this same type of decisions as OP. Ok yes I agree venting is fine. But at least stay on topic. Don't complain about marital or financial problems on here. Find a different forum that caters to those topics. Seriously wow just wow, you read my entire comment and just decided to judge me as being judgmental, that is seriously judgmental of you.
This is what I call bad planning. You carelessly had a child even though you wanted to go through the extremely time consuming process of becoming a dentist then you threw all the burden of paying for dental school and taking care of the child (or paying for a nanny which is also expensive) to your husband, excuse me, ex-husband. He's a good man for leaving you. If I did half that stuff to my husband he would be long gone in a different country so I would never see a penny from him in the form of alimony/child support and I would completely understand and sympathize with his actions.
If you still want to be a dentist then my advice is rob a bank. Kidding, talk to someone in a bank about loans or something. Why are you using this site as your soap box to vent your personal problems? Coming in with your depressing "plans don't mean anything". We can't help you with finances all we can say is if your GPA/DAT/EC are on point or not for acceptance into D school.
There are lots of dental students who come into school with children or have children while in school. Both single parents, divorced, or married. Both males and females. It affects their education and everyone's experience is different. So yes, it's a valid topic.
By the way, financial issues are very real and important for dental students to learn about. The cost of dental school will only increase as the years go by, most likely without significantly better financial aid options. You're extremely naive to think finances should be disregarded when talking about dental school
Actually the decision to become a dentist came after my baby and my marriage. Wow. I just posted on here because I needed advice from some who has been in my shoes. People like you who make me wonder about the future of this world. I am desperate right now because I don't want this to take me out of the game.
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Very judgmental of you tsk tsk. Most of us here are not qualified to speak on financial matters of others. So whats your advice mr white knight for the OP?
Flip this into a positive by working this challenge into your personal statement in order to show how persevering you are.
I can't give you any advice on your personal problems, but financially, you're not out of luck.
The first ~47k/year you need to borrow for dental school is the Stafford loan, and it doesn't even require a cosigner. As long as you get into dental school, they will give you this loan.
If cost of attendance is over 47k, eg. 70k, you get the difference (23k) in Grad Plus loans. I did not have a credit card or any debt ever (my parents believed in paying everything in full with cash), so I was eligible for it. Have you ever been over 3 months late, or defaulted on any debt? (eg. car payments, credits cards, etc.) If you haven't then you'll still be eligible for Grad Plus, which will pay for all of your school costs. If you've defaulted on stuff, then you will need a cosigner.
And if you need to send your child to daycare, you can take out extra loans from the Grad Plus for that too.
The road is tougher, but it's not impossible. The average debt of someone coming out of dental school is around 200k.
I think that if you do the above that in the end you will be able to provide a better life for you daughter as a single parent. The only thing that would worry me is that your child would be seeing a nanny ~50 hours a week and you very little for 4 years. That is a big chunk of your child's life/development to be missing out on.
I don't know how you do academically but I think if you think you can handle the academic challenge of dental school along with raising your daughter, I would really encourage you to go for it. Yea you will graduate with debt, but once it is paid off you should be able to live comfortably with your daughter.
Also, have you thought about military HPSP programs to pay for school?
Cliche but it's true - what doesn't kill you makes you stronger. You'll have your good days and bad days, but write down your goals and aspirations and keep your focus. Things will work out as long as you keep going. Many churches have day care programs and many of them are very affordable. Once you're accepted, dental schools will make sure you get the necessary loans to get through school. You might have to take out more personal loans than others, but it will pay off. Keep it up and good luck. Naysayers will tell you this and that, but at the end of the day, your life is what YOU make of it.