PSLF & moonlighting for a for-profit

[tallash]

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So I'm interested in moonlighting for a local physician's group that is a for-profit private practice but has quite a few patients on the inpatient side they cover with hospitalists. I'm currently a fellow in Hem Onc and intend to stay in academic medicine and eventually pursue the PSLF program.

My question is: do I give up any eligibility in PSLF by moonlighting for a for-profit group when I am a fellow employed by a non profit?

Thanks.

 

[RangerBob]

As far as I know there's nothing that mentions your specific situation (being employed full-time at a non-profit but also having a side job at a for-profit company), but according to the PSLF guidelines, you just have to work full time for a non-profit, which you are. So if you're working an additional job, that shouldn't impact your eligibility.

Also--nothing disqualifies you from PSLF. You can still work at a for-profit company--it's just that the payments you make while working with that company aren't PSLF-eligible. But if you then return to a non-profit, then payments made while at the non-profit will count, as well as any prior payments made while at a non-profit (such as residency). The 10-years of working at a non-profit don't have to be consecutive.