Yes, you are bashing psychology by making two exaggerated claims.
1) "Despite the Doctoral-level claim, psychologists are not physicians." The term "doctor" has been used by PhDs for hundreds of years before physicians. In fact, physicians only started using it recently in order to differentiate themselves from surgeons (e.g. Columbia's college of physicians and surgeons). They decided to borrow the term "doctor" from PhDs because it was really prestigious.
Do you also get insecure when dentists, optometrists, pharmacists, and academics use the title Dr.? Lose the ego buddy, because you're making your colleagues look bad.
2) You don't see anyone going around saying "beware of physicians," because there are foreign medical grads in the US with M.S. degrees because they skipped college, graduated from India's med school equivalent, and passed the boards here. These are the exceptions, not the rule. You're trying to insult a profession by talking about freak exceptions. This thread is not about psychology vs. psychiatry, its about one OP's question (who's long since disappeared and might've been a troll) about what's the right fit for him/her. No need to get high and mighty, and make ridiculous arguments that don't apply to 99% of practioners.
Furthermore, the exemptions quote that you pasted is actually vague, and makes no indication of how and when exemptions are used in the real world. If you look at the next paragraph, even advanced doctoral-level students in psychology are not allowed to used the term psychologist, and must use "intern" or "trainee" even though they have master's degrees.
I challenge you to find someone who claims to be a "licensed psychologist" using PsychologyToday.com's therapist listings, and only has a bachelor's degree. I just ran a search for a Manhattan zip code using "psychologist" as a search parameter, and all had PhDs/PsyDs.
You can safely assume, even in New York, that 99% of licensed psychologists have a doctoral degree. If you're really paranoid, just ask. In fact, that's the default state law:
http://www.nyspa.org/displaycommon.cfm?an=1&subarticlenbr=18#qualifications
This thread has lost its civility and gone off topic, but I thought I'd put that last post in to defend exaggerated mischaracterizations. Anasazi, please shut this down.