I have gone through the process myself this year. For all the schools I looked at and applied to applications were normally taken from March through May/June. Decisions were made in mid to late June. I received all of my rejection letters by early July. Some places mailed me sooner than that. Although the schools say that step 1 score isn't required most of the time it really is. IMO the step 1 score is the only thing they can truly compare you to their students. I hate to say it but if you can't take the step 1 until june and get your score back in july your 99% sol for a transfer. That being said, if your home state med school(s) is very open to taking fmgs into 3rd year and they have spots they want to fill- all bets are off. The students with the best shot at getting a transfer are students that finish basic sciences in December. That gives you plenty of time to take step 1 and get all of your application materials together. Good luck to you I really hope you get a spot next year!