Do you guys think in human med, people will deny medical care or advice as much as in vet med? I would think no since most of the time insurance companies will pay. Any thoughts?
Advice? Absolutely. People ignore or screw up medical advice all the time. It's a common frustration in people medicine. I have no idea how compliance in human medicine compares to compliance in vet med, but I wouldn't expect it to necessarily be any higher.
Are you familiar with GomerBlog? It's the medical version of The Onion. They just published this piece the other day that should give you a sense of what human doctors, nurses, and support staff deal with:
http://gomerblog.com/2016/05/health-report/
Some people still can't afford medical care. Some are still uninsured. Others can't afford even reasonable deductibles, and others yet have such crappy plans that a lot of things are out of reach. Of those who can pay, some portion will still refuse treatment (or fail to follow through or fail to take responsibility) for various reasons -- denial, fear, distrust of doctors/medicine/"chemicals"/BigPharma, religious/personal beliefs, ignorance/lack of understanding, or just plain bad life situations that get in the way. Maybe someone really needs to get an MRI of their torn rotator cuff, but they need to keep working 60 hours a week to keep their crappy insurance plan and scrape up enough money to pay the out-of-pocket costs that are stupidly high thanks to crappy coverage. So maybe they put it off for a long time. Or maybe they think that tea tree oil and headstands will cure their child's pneumonia.
As for insurance companies, oh my lord, even with an admin helping you, it's a nightmare. This is honestly one of the big reasons why I couldn't do people medicine. Even if I could make myself tolerate touching people, I couldn't imagine myself dealing with the American health care system on a daily basis without wanting to blow my brains out. There are many things an admin can't do, and many practices, especially primary care, can't afford the overhead of having staff to deal with insurance companies. As a people doctor, you are basically required to justify your diagnostics and treatment plans to the insurance companies, who will question the necessity of many of the things you want to do. When a doctor appeals a denied claim, they have to do a "peer-to-peer" talk with a doctor who is affiliated with the insurance company, and that doesn't guarantee anything except that they'll spend time waiting on hold on the phone while patients are waiting to be seen. In the end, you waste a lot of time and resources either trying to tailor your plan for your patient to what their particular insurance plan covers or fighting to get what you want covered. Maybe you want to draw blood and run a lipid panel, but this particular patient's insurance will only cover bloodwork if it's done at the lab 30 minutes away. Before you do anything, you need to figure out exactly what that patient's insurance plan's guidelines are or you risk either making your patient pay out of pocket or eating the cost yourself. And some doctors have complained that they find their decision-making ends up being dictated by what's on the insurance company's formulary. Maybe one type of treatment would've been ideal, but they settle for second best because the first one may get denied, and who has time for yet
another peer-to-peer/appeal where you sit on the phone waiting for 20 minutes only to argue with someone in a different specialty about the exact drug your patient needs?
All of that isn't even touching the effects that the Medicare reimbursement formula and insurance reimbursement formulas have had on patient care and the doctor/patient relationship. There's a reason why primary care doctors have 15 minute appointments where the patient gets maybe 5-7 minutes of actual face time with the doctor. Practitioners are expected to see X number of patients every day, however they can manage to make that happen while also juggling all of the paperwork and mind-numbing insurance insanity.
It's just not a very pretty picture. Yes, it's true that more people have access to more advanced care than pets do and that your average American isn't declining standard annual bloodwork or antibiotics because they can't afford it, but each system has its own set of serious, complicated problems.