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I think Attia asks this same question at some point. #133 - Vinay Prasad, M.D., M.P.H: Hallmarks of successful cancer policy - Peter AttiaLike if I’m Walmart, the hell I’m paying $150k for prostate IMRT. We can fly them all in and get treated at CARTI
Why do insurers impose pre-authorization requests and other requirements that make things difficult for doctors?
- One, the insurer’s incentive is to make sure year-to-year variability of costs is predictable and that they can model that out and make sure their premiums go where they need them to go to ensure their profit revenues
- Also, insurers don’t have enough skin in the game to keep costs down, so they really don’t care
- Peter thinks it’s the employer that has the most skin in the game
- “But the problem is they’re so disaggregated and so spread out that they can’t speak in a unified way and they can’t fight in a unified way.”
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