Reducing EFC

[Madhatter]

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I need to reduce my EFC for next year, will contributing to a Roth IRA help me do this???

 

[bl2seq]

I think so. Your retirement money doesn't count towards your assets. You can check the EFC formula to make sure.

I need to reduce my EFC for next year, will contributing to a Roth IRA help me do this???

 

[nontradappl]

I need to reduce my EFC for next year, will contributing to a Roth IRA help me do this???

what about gift money of <=$11,000? If your looking to remain more liquid, I've heard of people giving a "gift" to someone in hopes of a return "gift" at some point down the road? Any others heard of this?