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Just a heads up. The dept of Ed released their proposal for a new income driven repayment system. REPAYE. It has some goods and some bads, mainly that you would no longer be able to file taxes as "married filing sep" and they would instead use household income(which sucks if your husband/wife makes a lot more than you". Those of us who are already in other programs like IBR should still be able to use the married filing sep and use just their income, but I'm not 100% positive. Heres some more info. It's a proposal now and might be tweaked a bit before it becomes a real thing.
http://www.holdfasttodreams.org/review-whats-really-going-to-happen-with-repaye/
http://www.holdfasttodreams.org/review-whats-really-going-to-happen-with-repaye/
