Resident Insurance Question? Include Parents?

[MPDO20]

I will be starting residency in July. I was wondering, is there an option to cover parents as well too? I am married, so Myself + wife + parents..can parents be covered?

Has anyone heard of this? Thanks.

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[DocProtector]

What type of insurance are you asking about?

 

[MPDO20]

Medical Insurance..general

 

[RangerBob]

I believe only spouses/domestic partners (depending on state) and dependents can be covered under your health insurance plan.

However--you should talk to the HR department at your program--they can give you the best answer as all insurance plans are different.

 

[The White Coat Investor]

If they're your dependent it should be easy. If not, well, then no. That means they live at your house and you provide more than 50% of their support. I'm guessing you're not doing that as a resident. They also can't have taxable income of more than about $4K. See this link

http://blog.eindividualhealth.com/health-insurance/who-is-a-“dependent”-for-health-insurance-plans

Qualifying Relative – A Qualifying Relative must meet all of the following:

- Is not a Qualifying Child

- Is a relative of the employee, or has the same principal place of abode as the employee and is a member of the employee’s household

- Has gross income under the personal exemption amount for purposes of computing taxable income ($3,650 for 2010; $3,750 for 2011) (see exception below)

- Receives more than half of his or her support from the employee