Has anyone ever heard of or used SmarterBank? Here's what they offer. Register for SmarterBucks rewards and open a SmarterBank checking account Tell us which student loan you want to pay down Earn SmarterBucks when you use your SmarterBank Visa® Debit Card on "signature" or "non-PIN" purchases. For eligible purchases up to $100, you will earn 0.5% of the purchase amount, and when you need to make larger purchases, you will earn double rewards (or 1%) on any amount spent over $100 Take advantage of SmarterBucks Deals, and earn up to 10% back in SmarterBucks on great deals and offers (Coming Soon!) Invite your friends and family to contribute to your debt-free future Climb out of debt that much faster-payments are automatic and they're made for free I'm a little wary of opening up another checking account, but it seems like a great way to pay down my loans. I haven't seen any reviews for it so I'm hoping to get someone's opinion. Thanks!