Stuck with a car loan!!!

Started by rayden001
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rayden001

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Please I need some helpful advice. I made a terrible mistake during my second year in undergrad and took out an auto loan of $12,000 with a 72 month term. I am currently a senior and I have made almost two years in payments with about 4 more years to go. My intention after college is to enroll in a masters of medical science prior to medical school. Based on my situation, I have the following questions:
1. Would I have time to work while pursuing an MMS degree to pay off my loans?
2. Is there a way I apply loan deferment towards my auto loan?
You might suggest that I just get a job after college, but I would be even in more problems because I have to start paying my school loans. I am solely responsible for my finances as I come from a lower class family. So please advice me accordingly. Your responses are highly appreciated.