Guys I need some information about student loans. Here's my situation, because I always had a full-time job while I was attending school my total debts as of today is $0.00 and that includes my credit cards car payments and etc . Does anyone know how much I would accumulate in student loans by the end of my 4th year? Here's the list of schools that I'm interested. ICO, PCO and SUNY. I know SUNY has the lowest tuition after UCB, but the cost of living in NY is extremely high. For instance, a friend of mine goes to SUNY and he lives about 45min away from the school and still he pays $ 1,100 for 1 bedroom apt.