Student Loans vs. Working?

Started by jamjam
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jamjam

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I spent nearly 3 months unemployed when I moved back to my home state, and I hated not having a job. However, I'm now working an 8-5 and my advisor is worried that I won't be able to finish my undergrad degree in a reasonable amount of time because there are very few evening options (or none at all) for some of the required courses. As much as I hate not having a job, I want to put my education first so I have a better chance of getting into medical school.

However, because the fafsa is filled out using my previous year's income, I didn't get much at all in loans because I was making a decent amount of money and I was married.

How viable is it to get enough student loans to pay tuition/fees/housing, etc? I'll continue to work full-time this school year but I'd like to be able to focus on my grades/EC starting next fall, and hopefully only work part-time. Is that even possible without getting a private loan?
 
I spent nearly 3 months unemployed when I moved back to my home state, and I hated not having a job. However, I'm now working an 8-5 and my advisor is worried that I won't be able to finish my undergrad degree in a reasonable amount of time because there are very few evening options (or none at all) for some of the required courses. As much as I hate not having a job, I want to put my education first so I have a better chance of getting into medical school.

However, because the fafsa is filled out using my previous year's income, I didn't get much at all in loans because I was making a decent amount of money and I was married.

How viable is it to get enough student loans to pay tuition/fees/housing, etc? I'll continue to work full-time this school year but I'd like to be able to focus on my grades/EC starting next fall, and hopefully only work part-time. Is that even possible without getting a private loan?

How much do you need?

http://studentaid.ed.gov/PORTALSWebApp/students/english/studentloans.jsp#02
 
You'll get what you'll get anyway in terms of your cost of attendance. Only difference is the ratio of subsidized to unsubsidized loans. Your income only determines eligibility for subsidized loans.