Does your school only allow you to take out as much as they determine you to need in student loans? I calculated it out and after I pay all of my bills I will only have about $100 extra a month for spending money if I only get the amount of loan money my school decided I needed. I tried to take out more, but in order to do so I would have to appeal and show reason to need more money and my only reasons are is that I cannot live on only $100 in spending money a month! Any suggestions?