Where do you want to live for the next 2-4 years? That's really what most decisions boil down to. OU and WSU are both going to give you the foundation you need. Plenty of schools preach the "primary care doctrine" and still turn out specialists. The letters after your name don't matter to anyone but you and maybe a few people who have nothing better to do. I guarantee you that most patients are not going to notice or care.
Not every student will react the same way to every school. There's plenty of people around here who fell in love with PCSOM; whereas, I walked away quite offended from the moment they started their presentation. (If I never hear "Dueling Banjos" again, it will be too soon). So, just because Tex Pre-Med says don't go to OU-COM doesn't mean a darn thing.
It can't hurt to see how the classes run and see where you think you'd have a better learning experience.
As far as housing, AmyB is right--if you're going to buy property, you're not going to use a student loan to do it. You'll have to have the money & credit on your own to get a mortgage. The new apts in Athens (University something....) appear to be a pretty sweet deal--all utilities included, individual leases, and shuttles to campus. As I understood it, some of the med students live close enough to walk, but finding housing within walking distance may be a problem when you have to fight with the undergrads to get it.
I also applied to WSU, but never heard back from them. Must be nice to be an Ohio resident and have so many schools to choose from!! And doesn't WSU have tunnels that connect the buildings so you don't have to go outside during the winter?
Athens is a lovely town--just got back from there, as a matter of fact--but you're going to be pretty far away from civilization. Then again, after the first 2 years in Athens, you can go pretty much anywhere in the state through the CORE system.
My best friend once told me that if he "had" to go to an allopathic school, WSU would be his choice. Then again, my personal physician (OU grad) said when they had to get cadavers from WSU, they never seemed to be as good. Maybe you can call and ask to see their cadavers before you decide!!
Go where you think you'll be happiest. A happy student is a more productive student.
Good luck to you and congratulations on having to make that tough decision on which school to choose!
Willow