Supreme Court: Mandate Stands

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A lot of doctors are concerned about the “committees” that are produced by ACA. The major orthopaedic & urologic professional societies (AAOS & AUA, respectively) published press releases today expressing concerns about the “Independent Payment Advisory Board” that will be created after ACA is implemented. Many suspect this board will exist exclusively to slash procedural reimbursements, with little/no accountability to the affected physicians. Here are the press releases:

http://www6.aaos.org/news/pemr/releases/release.cfm?releasenum=1097
http://www.auanet.org/content/media/affordable_care_act_decision.pdf

Personally, I’m not really sure how to feel about ACA. I like that it’s a step toward universal access to healthcare (a human right, IMO) and better overall prevention of expensive conditions, but I worry about the many less-obvious, unintended consequences. I’m not savvy enough to critique the finer points of the bill, but I also don’t trust the people who authored it. Our political system practically selects for the best bullsh*tters in favor of the best problem-solvers, so I fully expect this thing to turn out poorly. Hopefully I’m wrong...

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Nurses might have mandated break time and work in shifts, but so do lots of doctors (well, not the break time, but definitely the shifts). Maybe physicians should start being more proactive about forming unions.

Not really. For instance if your partner bails out of your hospital practice, you and the other partners get to pick up the slack until you find someone to replace him/her (for the record I've seen this happen a couple times). Your hours increase to compensate for the decrease. Another example, how many nurses do you see on call? Pure shift work only applies to a few types of physicians.

Physician unions historically haven't worked because most physicians haven't been "employees". They've either had their own practices or they contract out with a hospital, they weren't usually direct employees of a hospital. This could change going into the future as more physicians are directly salaried by hospitals but I don't see it happening anytime soon.
 
It's always disappointing to read posts in discussions like this that somehow assume that the ACA is some sort of radical program. Every advanced nation in the world has universal health coverage, and as noted above, four prosperous, democratic, human-rights-respecting, slavery-barring nations with long-lived, reasonably healthy, largely nonimpoverished citizens have a health insurance mandate. It's not like we're plunging into completely uncharted territory here, and it's not like the our forerunners have imploded, descended into anarchy, slavery, impoverishment, etc.

:thumbup:


but it is critical to consider the fact that Swiss insurers are not allowed to make a profit off of the basic insurance. That is the component that makes the US system inhumane and unsustainable! That's why the US insurance companies keep promoting the propaganda that single-payer is socialist, communist, and such nonsense.


http://en.wikipedia.org/wiki/Healthcare_in_Switzerland

Swiss are required to purchase basic health insurance, which covers a range of treatments detailed in the Federal Act. It is therefore the same throughout the country and avoids double standards in healthcare. Insurers are required to offer this basic insurance to everyone, regardless of age or medical condition. They are not allowed to make a profit off this basic insurance, but can on supplemental plans.[1]

Regulations also restrict the allowable policies and profits that a private insurer may offer, as noted by healthcare economics scholar Uwe Reinhardt in a review in JAMA. Reinhardt writes that,
"To compete in the market for compulsory health insurance, a Swiss health insurer must be registered with the Swiss Federal Office of Public Health, which regulates health insurance under the 1994 statute. The insurers were not allowed to earn profits from the mandated benefit package, although they have always been able to profit from the sale of actuarially priced supplementary benefits (mainly superior amenities).
Regulations require "a 25-year-old and an 80-year-old individual pay a given insurer the same premium for the same type of policy..Overall, then, the Swiss health system is a variant of the highly government-regulated social insurance systems of Europe..that rely on ostensibly private, nonprofit health insurers that also are subject to uniform fee schedules and myriad government regulations."[3]
 
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Personally, I'm not really sure how to feel about ACA. I like that it's a step toward universal access to healthcare (a human right, IMO) and better overall prevention of expensive conditions, but I worry about the many less-obvious, unintended consequences. I'm not savvy enough to critique the finer points of the bill, but I also don't trust the people who authored it. Our political system practically selects for the best bullsh*tters in favor of the best problem-solvers, so I fully expect this thing to turn out poorly. Hopefully I'm wrong...

Couldn't have said it better myself. Access to healthcare should be a human right, not a privilege.

I just fear that premiums will continue to skyrocket, the decline in reimbursements will accelerate, medicine will become more bureaucratic, etc.

I really hope the ACA works and I really hope the pros of the act eventually outweigh the cons. I'm reserving my final judgement until the impact of the law becomes evident a few years from now, until then I'll remain ambivalent.
 
No one's stopping you from making a living. It baffles me that individuals in the top 1% of earning + disposable income in the history of man can hold a thought they are not financially well off. It's sad.

Think about this, 53% of the world lives on a few dollars a day. The average physician earns nearly 300 times more money than the average person in the world. The average physician is in the top ~3% of earners in the richest country the world has ever known. Yet, most think they are underpaid and struggling. It's a joke.

You're nowhere near being considered a martyr.

:laugh: Still a naive med student, I see :laugh:

Don't worry, if you want to work for minimum wage or free once you are a physician, no one will stop you.

If someone tells you that they are going to slash your income from $500k to $250k you'd be a damned fool not to protest. It's not about being able to live off of $250k. It's a question of principle and economics.
 
Couldn't have said it better myself. Access to healthcare should be a human right, not a privilege.

Just curious. If healthcare requires the services of others, how do you reconcile the fact that you're essentially saying that people are entitled to the service of others by default?

:laugh: Still a naive med student, I see :laugh:

Don't worry, if you want to work for minimum wage or free once you are a physician, no one will stop you.

If someone tells you that they are going to slash your income from $500k to $250k you'd be a damned fool not to protest. It's not about being able to live off of $250k. It's a question of principle and economics.

+1. Not all of us are quite so willing to throw hard-earned financial security to the wind.
 
:laugh: Still a naive med student, I see :laugh:

Don't worry, if you want to work for minimum wage or free once you are a physician, no one will stop you.

If someone tells you that they are going to slash your income from $500k to $250k you'd be a damned fool not to protest. It's not about being able to live off of $250k. It's a question of principle and economics.

I won't protest, I'll be just fine. There is more to life than the abundance of your possessions.

And sure, I plan on working for free at times. Many physicians give care to the poor without pay.

+1. Not all of us are quite so willing to throw hard-earned financial security to the wind.

I'm not saying that you should, nor do I judge your goals. My only point before is that we are doing pretty well. I hope you both do very well financially.

Couldn't have said it better myself. Access to healthcare should be a human right, not a privilege.

I agree. It's not the best situation where the rich have anything and everything they could want medically with gratuitous excess while the poor are denied basic care.


Just curious. If healthcare requires the services of others, how do you reconcile the fact that you're essentially saying that people are entitled to the service of others by default?

The same reason we try to support old people who can't work. The same reason we have orphanages to take care of children without parents. The same reason we give money to disabled people so they don't starve to death. Because #1, we have excess (more than enough for everyone to get basic care) and #2 because it's the right thing to do.
 
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I think we are playing on the same side. My point was just that lots of countries have gone down this road and done all right. Within the basic structure, there will be variations to accommodate local institutions, history and politics.
 
Just curious. If healthcare requires the services of others, how do you reconcile the fact that you're essentially saying that people are entitled to the service of others by default?



+1. Not all of us are quite so willing to throw hard-earned financial security to the wind.

I don't like the ACA or many of its implications, but we routinely give money as taxes or otherwise to help "others", whether it's paying for public roads in Nebraska if you live in Massachusetts, whether it's paying to help the disabled get their needs and healthcare taken of, etc. I don't think that's a valid argument. We have a duty to society as much as society owes us for contributing.
 
:laugh: Still a naive med student, I see :laugh:

Don't worry, if you want to work for minimum wage or free once you are a physician, no one will stop you.

If someone tells you that they are going to slash your income from $500k to $250k you'd be a damned fool not to protest. It's not about being able to live off of $250k. It's a question of principle and economics.

I have no problem with protesting - I certainly would. However, nobody outside of the medical field is going to be sympathetic to that. If it were a slash of 150 to 50k, that's another story, but at 250k you're still making far, far more than the average American does with a 4 family household in one year. And you're never going to be "poor" as a doctor unless you're piss poor at mismanaging your finances (which, quite frankly, a lot of doctors are).
 
Just curious. If healthcare requires the services of others, how do you reconcile the fact that you're essentially saying that people are entitled to the service of others by default?

I've never understood why some people think this argument cuts against ACA. Pre-ACA, individuals without insurance show up in ERs, get treated and, pay nothing; someone, the hospital, the physician, etc., has to provide a service without any pay. Post-ACA, individuals have insurance, go to ER, get treated, hospital, physicians, etc. get paid. Seems to me that ACA, by requiring insurance/taxing those without, significantly reduces the likelihood that health care providers get paid.The non-ACA environment is the one where providers don't get paid.
 
Just curious. If healthcare requires the services of others, how do you reconcile the fact that you're essentially saying that people are entitled to the service of others by default?.

I'd say my rationalization for health care being a human right stems from my definition of "basic equality." If we can all agree that basic equality is worth striving for in an industrialized and wealthy nation, then we just need to define what basic equality is. In my definition, basic equality is equal access to K-12 education, public goods (traffic lights, roads, libraries, military defense, etc...), health care and so on. Everything on this list requires the services of others, so to me, health care should be no less available to the public.
 
in America, you are no longer allowed to make a profit unless you do something fun like sing, throw or catch a ball, or have a cool website. The American dream of working hard and reaping the rewards of your success is over because now you have to be pulled down to the lowest common denominator. There is a problem, but just going after doctors is not the right approach.
 
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:laugh: Still a naive med student, I see :laugh:

Don't worry, if you want to work for minimum wage or free once you are a physician, no one will stop you.

If someone tells you that they are going to slash your income from $500k to $250k you'd be a damned fool not to protest. It's not about being able to live off of $250k. It's a question of principle and economics.


single-payer would save $400 billion in administrative cost and more from cutting the profit margin of insurance companies. I'd rather see doctors make $500k than insurance companies leech off of the healthcare dollar.
 
in America, you are no longer allowed to make a profit be filthy rich unless you do something fun like sing, throw or catch a ball, or have a cool website. The American dream of working hard and reaping the rewards of your success retiring at 40 is over because now you have to be pulled down to the lowest common denominator. There is a problem, but just going after doctors is not the right approach.

Fixed.
 
in America, you are no longer allowed to make a profit unless you do something fun like sing, throw or catch a ball, or have a cool website. The American dream of working hard and reaping the rewards of your success is over because now you have to be pulled down to the lowest common denominator. There is a problem, but just going after doctors is not the right approach.

Not true. Lawyers, doctors, dentists, executives, accountants (fun fun fun!!), managers and workers from many different non-entertainment fields make up the bulk of the top 1%.
http://www.nytimes.com/packages/html/newsgraphics/2012/0115-one-percent-occupations/index.html
 
:laugh: Still a naive med student, i see :laugh:

Don't worry, if you want to work for minimum wage or free once you are a physician, no one will stop you.

If someone tells you that they are going to slash your income from $500k to $250k you'd be a damned fool not to protest. It's not about being able to live off of $250k. It's a question of principle and economics.

+1
 
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Not true. Lawyers, doctors, dentists, executives, accountants (fun fun fun!!), managers and workers from many different non-entertainment fields make up the bulk of the top 1%.
http://www.nytimes.com/packages/html/newsgraphics/2012/0115-one-percent-occupations/index.html

According to this, currently, physicians are the best off group in all of America. Wow.
Nice conceptual summary of arguments for & against ACA by Atul Gawande in the New Yorker. It's a quick read:

http://www.newyorker.com/online/blogs/comment/2012/06/something-wicked-this-way-comes.html

Good read.
 
Medicare for All? How about keeping Medicare for 65+ solvent first (which is currently supported by the working population from 18 to 65)?

One million American physician incomes are only 8% of Medicare expenditures. You can cut our incomes to $0 and still have huge insolvency issues with Medicare. The bleeding hearts here would do everything they can to get the government to push our incomes as low as possible, meanwhile nurses in California already make more than primary care physicians.

We didn't sign up to be martyrs.

except people tend to spend more on healthcare when they're older.
 
Facebook was full of angry outcries from my classmates today. I noticed that the ones who were angriest were also the ones from the richest families who have never been uninsured for a day in their lives.

When did it become so hard for people to have empathy for others? Why is it that my classmates only support issues that benefit themselves directly? They were infuriated that other people could get insurance despite having a pre-existing condition because it might lower their salary or increase their work load. No one commented on the children with horrible diseases that will now no longer have to worry about lifetime benefit caps. No one worried about college students who were afraid to graduate and go off their parents' insurance because they survived childhood cancer and now are uninsurable. No, my classmates only commented on one aspect of the plan: how it affected themselves, some of the richest kids in America who will have good jobs and will never have to worry about unemployment for the rest of their lives. If they personally don't benefit from something, then they will never support it.

By the way, I go to a Christian medical school. The irony was overwhelming.
 
Facebook was full of angry outcries from my classmates today. I noticed that the ones who were angriest were also the ones from the richest families who have never been uninsured for a day in their lives.

When did it become so hard for people to have empathy for others? Why is it that my classmates only support issues that benefit themselves directly? They were infuriated that other people could get insurance despite having a pre-existing condition because it might lower their salary or increase their work load. No one commented on the children with horrible diseases that will now no longer have to worry about lifetime benefit caps. No one worried about college students who were afraid to graduate and go off their parents' insurance because they survived childhood cancer and now are uninsurable. No, my classmates only commented on one aspect of the plan: how it affected themselves, some of the richest kids in America who will have good jobs and will never have to worry about unemployment for the rest of their lives. If they personally don't benefit from something, then they will never support it.

By the way, I go to a Christian medical school. The irony was overwhelming.

This just circles back to our discussion the other day. Medicine is a profession filled with mostly rich kids from well off families. They just want to maintain their lifestyle. I don't think it's everyone obviously, but I think it's possibly >50%.

It's too bad because we can really do good in this profession if we focus on taking care of those who need our help rather than on $.
 
Facebook was full of angry outcries from my classmates today. I noticed that the ones who were angriest were also the ones from the richest families who have never been uninsured for a day in their lives.

When did it become so hard for people to have empathy for others? Why is it that my classmates only support issues that benefit themselves directly? They were infuriated that other people could get insurance despite having a pre-existing condition because it might lower their salary or increase their work load. No one commented on the children with horrible diseases that will now no longer have to worry about lifetime benefit caps. No one worried about college students who were afraid to graduate and go off their parents' insurance because they survived childhood cancer and now are uninsurable. No, my classmates only commented on one aspect of the plan: how it affected themselves, some of the richest kids in America who will have good jobs and will never have to worry about unemployment for the rest of their lives. If they personally don't benefit from something, then they will never support it.

By the way, I go to a Christian medical school. The irony was overwhelming.


:thumbup:


I bet in the interview when asked "why do you want to be a doctor?" they said "cause i want to help people" :laugh:
 
Originally Posted by exi View Post
Just curious. If healthcare requires the services of others, how do you reconcile the fact that you're essentially saying that people are entitled to the service of others by default?.


Exi and The Imprisoned: I really am curious as to why you think ACA, with its insurance mandate that improves the prospect that docs will get paid, somehow increases the degree to which others can demand service of others.

Do you object to the ACA giving a group which previously couldn't afford to pay their doctors the ability to pay their doctors? If your gripe is that, under the health care system, you are being forced to do unpaid labor, then ACA alleviates that gripe.

Does it bother you that people who previously were free riders on the system will now have to pay for the benefits they get? I can't believe you'd side with the free riders, especially since they are the ones who, pre-ACA,were demanding others labor for them for free.

Is it that taxes will go up to subsidize some people so they can buy insurance? If it's taxes, why focus on ACA (as opposed to Medicare, social security, public schools, etc.)? And more to the point, isn't the ACA mandate an effective way of incenting free riders to get insurance without costing the taxpayers anything?

Is it particular provisions of the ACA that you feel would cut, say, MC or MA payments to docs? But if that's it, then aren't you basically insisting that other taxpayers pay taxes (and therefore labor) for your benefit?

What exactly is the beef? I'm not being sarcastic, I just don't understand the objection.
 
except people tend to spend more on healthcare when they're older.

And a number of those expenses would drop if we were more accepting of death. I've seen more than a couple patients who have been ripped from a peaceful death, only to run up a hospital bill and leave with a poorer quality of life.

Facebook was full of angry outcries from my classmates today. I noticed that the ones who were angriest were also the ones from the richest families who have never been uninsured for a day in their lives.

Interestingly enough, the 'outcries' on my FB feed were all from people completely not involved in medicine (and I'm pretty sure the two loudest dissenters are Catholics who have been griping about the whole Catholic church and contraception thing). I'm fairly certain that every single person I know in med school who commented on it today spoke in support of it.

Granted, the vast majority of the med school people I know on FB didn't say anything about it, so take it with a grain of salt.
 
I won't protest, I'll be just fine. There is more to life than the abundance of your possessions.

And sure, I plan on working for free at times. Many physicians give care to the poor without pay.



I'm not saying that you should, nor do I judge your goals. My only point before is that we are doing pretty well. I hope you both do very well financially.



I agree. It's not the best situation where the rich have anything and everything they could want medically with gratuitous excess while the poor are denied basic care.




The same reason we try to support old people who can't work. The same reason we have orphanages to take care of children without parents. The same reason we give money to disabled people so they don't starve to death. Because #1, we have excess (more than enough for everyone to get basic care) and #2 because it's the right thing to do.

Look, it is quite obvious that you are not a resident nor an attending. Please stop the "holier than thou" nonsense. You have yet to work in the healthcare industry. I have treated patients for free as well. Hell, with medicaid reimbursement, I have actually LOST money treating certain patients. It's easy for you, as someone who is not working as a physician, to say that you would do so much charity and don't care about how much money you make, but you still have a long way to go. I only started practicing at 32 years old. I worked hard to get where I am. When I have to work 80 hours a week, have to go through hours of administrative BS that has nothing to do with medicine, and have to look out for my family, I like any sane person, would be extremely displeased to see my pay check cut in half. I did not enter medicine for the money. There are industries with far more financial promise. Just because we are financially well off, doesn't mean that we are going to let people walk all over us. There are other professions, such as banking, that deserve far more regulation and pay cuts than physicians.

I don't like the ACA or many of its implications, but we routinely give money as taxes or otherwise to help "others", whether it's paying for public roads in Nebraska if you live in Massachusetts, whether it's paying to help the disabled get their needs and healthcare taken of, etc. I don't think that's a valid argument. We have a duty to society as much as society owes us for contributing.

Exactly. Why should physicians be treated any differently than any other occupation?

I have no problem with protesting - I certainly would. However, nobody outside of the medical field is going to be sympathetic to that. If it were a slash of 150 to 50k, that's another story, but at 250k you're still making far, far more than the average American does with a 4 family household in one year. And you're never going to be "poor" as a doctor unless you're piss poor at mismanaging your finances (which, quite frankly, a lot of doctors are).

We don't need or expect sympathy. The fact is, it should not be happening. Look at physician compensation relative to healthcare costs. Physicians compensation has significantly declined in the past 20-30 years. At the same time health care costs have ballooned. We need to put our foot down at some point.

According to this, currently, physicians are the best off group in all of America. Wow.


Good read.

On average, yes. We also have arguably the highest opportunity cost and among the longest training time. When you only start practicing beyond age 30 and have hundreds of thousands of debt, you will make more money. Risk and reward.
Here's a personal example. Before my senior year in college I interned at Goldman Sachs for a summer. I was offered a position. I chose medicine, because it's what I wanted to do. I didn't really care about the money. My brother began work at Morgan Stanley after undergrad. We both discussed the hilarity of our situations. He was in the bottom third of his class. I was in the top 10%. I chose medicine. He chose finance. He now makes 6 times more than I do and is only 2 years older than me. He was surprised that physicians are currently being targeting for reimbursement cuts. Despite the market collapse, he is currently earning more than before the recession. It didn't effect him at all. With all the campaign contributions from wall street nothing has been done. My brother's situation is not unique. Look at the top universities in America, such as Harvard. The largest majors no longer consist of students planning to be physicians as in the past. They are entering finance. It has nothing to do with going into medicine for the wrong reasons. Top talent is looking elsewhere.

Before you make all physicians who complain about reimbursement cuts out to be money grubbing, ungrateful, and greedy recognize that many of us are not in medicine for the money. When you start working, have a family, have bills to pay, and get to personally feel the impact of all of the non-medical BS in medicine (insurance companies, government, etc., wondering if you will even be paid for a procedure) you will understand.
 
And a number of those expenses would drop if we were more accepting of death. I've seen more than a couple patients who have been ripped from a peaceful death, only to run up a hospital bill and leave with a poorer quality of life.

You would not believe the ridiculous spending on a) meaninglessly extending the life of someone elderly who cannot, for example, see, hear, smell, move, etc, is miserable and will shortly die or b) infants that have some condition making them unable to survive, that are kept alive for just a few days or weeks longer (this is truly sad as it is evident how much the infants are suffering).
 
Exi and The Imprisoned: I really am curious as to why you think ACA, with its insurance mandate that improves the prospect that docs will get paid, somehow increases the degree to which others can demand service of others.

Do you object to the ACA giving a group which previously couldn't afford to pay their doctors the ability to pay their doctors? If your gripe is that, under the health care system, you are being forced to do unpaid labor, then ACA alleviates that gripe.

Does it bother you that people who previously were free riders on the system will now have to pay for the benefits they get? I can't believe you'd side with the free riders, especially since they are the ones who, pre-ACA,were demanding others labor for them for free.

Is it that taxes will go up to subsidize some people so they can buy insurance? If it's taxes, why focus on ACA (as opposed to Medicare, social security, public schools, etc.)? And more to the point, isn't the ACA mandate an effective way of incenting free riders to get insurance without costing the taxpayers anything?

Is it particular provisions of the ACA that you feel would cut, say, MC or MA payments to docs? But if that's it, then aren't you basically insisting that other taxpayers pay taxes (and therefore labor) for your benefit?

What exactly is the beef? I'm not being sarcastic, I just don't understand the objection.


First, I apologize, my ipad SDN quoting skills apparently were on the fritz =P. I was +1 on the post above about a 500k to 250k slash.

Now moving back to the topic at hand...

I will be starting medical school in the fall at an allopathic program, so my viewpoints (which i admit upfront) are not based from "in the field work" if you will. I believe that ACA is a step in the right direction...we shall see.

Now, my +1 to the post (see above) was agreeing that IF ACA slashed physician salaries from let's say 500k to 250k, yes I would argue. This is not because I would be unable to live off of 250k a year (that'd be ridiculous), but instead because it is a matter of principle. I would like to hope that many of us here are mainly in the field of medicine to help others (which I am), but I would be lying (and so would many others) if I said that I would still be in medicine if it paid <100k a year. There is no way with loans being as high as they are to expect a medical student/future physician to be satisfied with 100k a year, considering they most likely are having their first actual PROFESSIONAL paycheck at the age of >28 years of age.

So if you want my viewpoint, I believe that healthcare isn't a given right - but yes I do empathize with those who are uninsured and therefore I am glad to see ACA requiring coverage. I also believe, however, that physicians salaries should not be penalized, considering they make up approximately 6.5% of medical spending in the united states (this is a number cited from a previous SDN post).

So basically, I hope you see that I am not objecting to ACA. I am merely agreeing that if ACA did have the implications in the future of slashing salaries by that much, then yes, I see a problem.

To quote from the poster above...

"On average, yes. We also have arguably the highest opportunity cost and among the longest training time. When you only start practicing beyond age 30 and have hundreds of thousands of debt, you will make more money. Risk and reward.
Here's a personal example. Before my senior year in college I interned at Goldman Sachs for a summer. I was offered a position. I chose medicine, because it's what I wanted to do. I didn't really care about the money. My brother began work at Morgan Stanley after undergrad. We both discussed the hilarity of our situations. He was in the bottom third of his class. I was in the top 10%. I chose medicine. He chose finance. He now makes 6 times more than I do and is only 2 years older than me. He was surprised that physicians are currently being targeting for reimbursement cuts. Despite the market collapse, he is currently earning more than before the recession. It didn't effect him at all. With all the campaign contributions from wall street nothing has been done. My brother's situation is not unique. Look at the top universities in America, such as Harvard. The largest majors no longer consist of students planning to be physicians as in the past. They are entering finance. It has nothing to do with going into medicine for the wrong reasons. Top talent is looking elsewhere.

Before you make all physicians who complain about reimbursement cuts out to be money grubbing, ungrateful, and greedy recognize that many of us are not in medicine for the money. When you start working, have a family, have bills to pay, and get to personally feel the impact of all of the non-medical BS in medicine (insurance companies, government, etc., wondering if you will even be paid for a procedure) you will understand."

I agree completely.
 
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Facebook was full of angry outcries from my classmates today. I noticed that the ones who were angriest were also the ones from the richest families who have never been uninsured for a day in their lives.

When did it become so hard for people to have empathy for others? Why is it that my classmates only support issues that benefit themselves directly? They were infuriated that other people could get insurance despite having a pre-existing condition because it might lower their salary or increase their work load. No one commented on the children with horrible diseases that will now no longer have to worry about lifetime benefit caps. No one worried about college students who were afraid to graduate and go off their parents' insurance because they survived childhood cancer and now are uninsurable. No, my classmates only commented on one aspect of the plan: how it affected themselves, some of the richest kids in America who will have good jobs and will never have to worry about unemployment for the rest of their lives. If they personally don't benefit from something, then they will never support it.

By the way, I go to a Christian medical school. The irony was overwhelming.

The objections to the "ACA" are not purely financial. In essence, the SC (Roberts) said the government may do anything it wants, under the guise of "taxation." Everybody and their brother (including Obama, by his own admission, and the very ACA bill!) knows this is a penalty, but it passed by masquerading as a tax.

How will you feel when the government says you must treat Medicaid/care patients? Oh, it'll be worded as preventing "discrimination against" patients using these programs, but it's coming - already, many, many doctors are refusing such patients.

Yeah, a measly $2000 penalty (errr, tax) is not that big a deal. Cheaper that health insurance, in fact. Which is why many people will ignore it, pay the penalty (errr, tax), and sign up for insurance when disaster strikes. After all, insurance companies may not discriminate based on pre-existing conditions.:):):)

But what happens when the government decides to enforce something not to your liking?
 
The objections to the "ACA" are not purely financial. In essence, the SC (Roberts) said the government may do anything it wants, under the guise of "taxation." Everybody and their brother (including Obama, by his own admission, and the very ACA bill!) knows this is a penalty, but it passed by masquerading as a tax.

How will you feel when the government says you must treat Medicaid/care patients? Oh, it'll be worded as preventing "discrimination against" patients using these programs, but it's coming - already, many, many doctors are refusing such patients.

Yeah, a measly $2000 penalty (errr, tax) is not that big a deal. Cheaper that health insurance, in fact. Which is why many people will ignore it, pay the penalty (errr, tax), and sign up for insurance when disaster strikes. After all, insurance companies may not discriminate based on pre-existing conditions.:):):)

But what happens when the government decides to enforce something not to your liking?

You realize insurance isn't retroactive right? Your new insurance isn't going to cover the hospital stay when the car hit you and paralyzed you from the waist down, it'll just cover the rehab you need after you get the insurance. Once it's phrased this way I think people might realize they'd rather pay for insurance rather than pay $2000/year for nothing.
 
This is exactly what I am worried about and think many people in support of the whole fiasco are too blind to see. The long term implications are frightening to say the least.
 
You realize insurance isn't retroactive right? Your new insurance isn't going to cover the hospital stay when the car hit you and paralyzed you from the waist down, it'll just cover the rehab you need after you get the insurance. Once it's phrased this way I think people might realize they'd rather pay for insurance rather than pay $2000/year for nothing.

You bring up a random hypothetical. I'll counter: somebody discovers a weird spot growing on their skin. So they quickly buy insurance, and then are soon covered for treatment. See what I did there?
 
So are we going to expect to see a salary cut for all physicians? Or certain specialities? And how is that income reduction going to take place? Lower reimbursements? But as many previous posters mentioned, doctors can simply refuse those with medical/medicaid for now. Are we assuming that the govt will force us to to accept medical/medicaid? Sorry my understanding of this is very limited.
 
what should be slashed are the salaries and bonuses of those who are leeches on the system and make Zero contribution to the delivery of healthcare to people, ie insurance companies.

insurance companies must either not exist, or at most be like Switzerland where they are not allowed to make a profit off of basic healthcare (leeching).


as for doctors' salaries, I obviously don't like to see those lowered, but I don't think that specialist incomes going from 500k to 400k should stop us from setting up a single payer system which would prevent 50000 people from dying each year and many thousand more going bankrupt from healthcare costs.

the other part of the issue is the cost of medical education, or any kind of education, which is ridiculously high. we are making it impossible for anybody other than kids of the 1% to go to school! public education and teachers and their unions are under constant attack, and instead private schools with exorbitant tuitions are popping up everywhere.
 
So are we going to expect to see a salary cut for all physicians? Or certain specialities? And how is that income reduction going to take place? Lower reimbursements? But as many previous posters mentioned, doctors can simply refuse those with medical/medicaid for now. Are we assuming that the govt will force us to to accept medical/medicaid? Sorry my understanding of this is very limited.

More govt intervention in medicine = lower salaries. Govt is much better off cozying up to insurance companies than doctors. So, expect lower reimbursement. And yes, I believe you'll begin to see pressure ("incentives") growing stronger to...persuade...physicians to treat medicare/caid patients.
 
what should be slashed are the salaries and bonuses of those who are leeches on the system and make Zero contribution to the delivery of healthcare to people, ie insurance companies.

insurance companies must either not exist, or at most be like Switzerland where they are not allowed to make a profit off of basic healthcare (leeching).


as for doctors' salaries, I obviously don't like to see those lowered, but I don't think that specialist incomes going from 500k to 400k should stop us from setting up a single payer system which would prevent 50000 people from dieing each year and many thousand more going bankrupt from healthcare costs.

The financing of medical care must be changed. Insurance should only be used for catastrophes. This will bring all medical costs down.

the other part of the issue is the cost of medical education, or any kind of education, which is ridiculously high. we are making it impossible for anybody other than kids of the 1% to go to school! public education and teachers and their unions are under constant attack, and instead private schools with exorbitant tuitions are popping up everywhere.

I agree that med education is ridiculous; no reason for 4-year college and then 4 years med school + residency. Most of college is a waste of time, and can be accomplished by browsing wikipedia.

There is no "1%" - this is an arbitrary number calculated, in true Marxist fashion, to pit people against one another. I love how Occupy Wall Street people like to think they are the "99%" - believe me, 99% of the people can't stand you guys.

Also, the teachers are not the ones who are attacked, it is the public-sector unions, which demand greater benefits than their counterparts in the private sector. Public sector unions have been doing less for more for far too long, and it's time for them to "pay their fair share."
 
Look, it is quite obvious that you are not a resident nor an attending.

This is a medical student forum...

Please stop the "holier than thou" nonsense.

I have yet to say my actions are better than anyone's. I don't ever think that, nor would I ever say that. I have offered perspective by looking at how much we have to be grateful for.

You have yet to work in the healthcare industry. I have treated patients for free as well. Hell, with medicaid reimbursement, I have actually LOST money treating certain patients. It's easy for you, as someone who is not working as a physician, to say that you would do so much charity and don't care about how much money you make, but you still have a long way to go. I only started practicing at 32 years old. I worked hard to get where I am. When I have to work 80 hours a week, have to go through hours of administrative BS that has nothing to do with medicine, and have to look out for my family, I like any sane person, would be extremely displeased to see my pay check cut in half.

I wouldn't want my paycheck cut in half either. Yet, I would gladly do it if it meant that poor or uninsured people could gain access to care.

I did not enter medicine for the money. There are industries with far more financial promise. Just because we are financially well off, doesn't mean that we are going to let people walk all over us. There are other professions, such as banking, that deserve far more regulation and pay cuts than physicians.

The difference in my philosophy and yours, is that you want to compare yourself to others doing very well while I compare my situation to the average person in the world. You feel like you have rights you're being robbed of, while I'm very grateful for the opportunity to work in a field I enjoy that provides a valuable service.

Exactly. Why should physicians be treated any differently than any other occupation?



We don't need or expect sympathy. The fact is, it should not be happening. Look at physician compensation relative to healthcare costs. Physicians compensation has significantly declined in the past 20-30 years. At the same time health care costs have ballooned. We need to put our foot down at some point.

I think we should focus more on taking care of our patient population than figuring out how large our piece of the pie is. Regardless of what has happened before today, physicians are well paid and are doing just fine.

On average, yes. We also have arguably the highest opportunity cost and among the longest training time. When you only start practicing beyond age 30 and have hundreds of thousands of debt, you will make more money. Risk and reward.
Here's a personal example. Before my senior year in college I interned at Goldman Sachs for a summer. I was offered a position. I chose medicine, because it's what I wanted to do. I didn't really care about the money. My brother began work at Morgan Stanley after undergrad. We both discussed the hilarity of our situations. He was in the bottom third of his class. I was in the top 10%. I chose medicine. He chose finance. He now makes 6 times more than I do and is only 2 years older than me.

Being in the top 10% or bottom 1/3 of your class doesn't matter in the real world, only in "school world". After medical school + residency, it's all about the person you are and what you bring to the table. He likely makes more money than you because his service produces more income than yours. Does it really matter though? He is better at making money than you and that's that. Richer doesn't mean better life.

He was surprised that physicians are currently being targeting for reimbursement cuts. Despite the market collapse, he is currently earning more than before the recession. It didn't effect him at all. With all the campaign contributions from wall street nothing has been done. My brother's situation is not unique. Look at the top universities in America, such as Harvard. The largest majors no longer consist of students planning to be physicians as in the past. They are entering finance. It has nothing to do with going into medicine for the wrong reasons. Top talent is looking elsewhere.
Lol, it has everything to do with $. The talent is following the money. Medical students, who claim to be altruistic in their personal statements, follow the highest paid fields with great lifestyles. They're no different than Harvard or any other talented group. The talent follows the $.
Before you make all physicians who complain about reimbursement cuts out to be money grubbing, ungrateful, and greedy recognize that many of us are not in medicine for the money. When you start working, have a family, have bills to pay, and get to personally feel the impact of all of the non-medical BS in medicine (insurance companies, government, etc., wondering if you will even be paid for a procedure) you will understand.

Wrong here. Go back to the first page when someone called a physician greedy for closing shop because of cuts... I said, as I say now, it's not fair to call someone greedy when you don't know their situation. At the same time, I can make a fair analysis and say, physicians as a group are doing very well and if *my* pay being cut means that more uninsured people can gain access to care, I'm willing to do it. I don't believe I'm holier than anyone. I'm probably worse than most.
 
You realize insurance isn't retroactive right? Your new insurance isn't going to cover the hospital stay when the car hit you and paralyzed you from the waist down, it'll just cover the rehab you need after you get the insurance. Once it's phrased this way I think people might realize they'd rather pay for insurance rather than pay $2000/year for nothing.

Agreed. If someone pays a $2k tax or penalty once and realizes they could of had health insurance the entire year for a similar fee, they will begin to pay for it.
 
The objections to the "ACA" are not purely financial. In essence, the SC (Roberts) said the government may do anything it wants, under the guise of "taxation." Everybody and their brother (including Obama, by his own admission, and the very ACA bill!) knows this is a penalty, but it passed by masquerading as a tax.

You have zero understanding of what's going on. This was never a tax. It was completely legal under the commerce clause. However Republicans hate the commerce clause because it gives Congress the ability to enact legislation that... wait for it... regulates commerce. Because Republicans are in the pockets of big business which doesn't like to be regulated, they have systematically been trying to limit the power of this clause. Therefore, despite ACA being totally legal under the commerce clause, Roberts said that it was *not legal* under the commerce clause in an attempt to gut the clause and define "commerce" more narrowly. Thus he passed it as a tax, even though calling it a "tax" was barely considered during the SCOTUS hearings.

Why he decided to pass it is anyone's guess. It could be to save face after the infamous Citizens United case. It could be to save up his evil-person-chips so he can spend them on something that has greater consequences for the big corporations who support Republicans, and who the Republicans support in return.

Either way, it is your Republican friends who called it a tax--not the makers of the bill, not Obama, not the Democrats.
 
First, I apologize, my ipad SDN quoting skills apparently were on the fritz =P. I was +1 on the post above about a 500k to 250k slash.

Now moving back to the topic at hand..."

Thanks for replying, and I understand where you're coming from. I construed your earlier post as supporting the argument that ACA somehow enhanced the ability of people to force docs to perform services for nothing. As for the cuts, it's hard for me to see how future reimbursement levels won't be a problem with or without ACA.
 
For the several people who commented: I wasn't passing judgement on the ACA one way or the other. I was just curious as to what made one person say that there is an inherent right to the service of another as a basic human right. Wasn't trying to get into what's "morally right" or comparing it to other systems in the United States or anything else.
 
You have zero understanding of what's going on. This was never a tax. It was completely legal under the commerce clause. However Republicans hate the commerce clause because it gives Congress the ability to enact legislation that... wait for it... regulates commerce. Because Republicans are in the pockets of big business which doesn't like to be regulated, they have systematically been trying to limit the power of this clause. Therefore, despite ACA being totally legal under the commerce clause, Roberts said that it was *not legal* under the commerce clause in an attempt to gut the clause and define "commerce" more narrowly. Thus he passed it as a tax, even though calling it a "tax" was barely considered during the SCOTUS hearings.

Why he decided to pass it is anyone's guess. It could be to save face after the infamous Citizens United case. It could be to save up his evil-person-chips so he can spend them on something that has greater consequences for the big corporations who support Republicans, and who the Republicans support in return.

Either way, it is your Republican friends who called it a tax--not the makers of the bill, not Obama, not the Democrats.

Liberal Democrats manage to find endless contortions to fit any agenda into the Commerce Clause. This was not legal under that Clause. I know, you can't stand those pesky Republicans trying to limit federal power. If they would only let you enact what's best for them.

Are you insane? Republicans are in the pockets of big business? Inform yourself about Obama's 2008 donors, then get back to me when you learn something. Many small business owners are TERRIFIED of this bill.

As to your claptrap about only Republicans calling it a tax - see the oral arguments.
 
So how does this bill bring on more people with insurance? If you couldn't afford it before, how in the world are you going to afford it now?
 
So how does this bill bring on more people with insurance? If you couldn't afford it before, how in the world are you going to afford it now?

It's a total joke. Many people will simply pay the penalty (errr... tax), as it's cheaper than insurance, and then only buy insurance once they develop a condition.
 
There is no "1%" "

Oh my. First evolution is revealed to be a fraud, now it's basic math that is under scrutiny. Of course there's a 1%, and a 2%, and a 73.5%. Income inequality is a fact of life; whether it is worth doing something about is a whole different issue.
 
You bring up a random hypothetical. I'll counter: somebody discovers a weird spot growing on their skin. So they quickly buy insurance, and then are soon covered for treatment. See what I did there?

Right except that would still not be a pre-existing condition. They never got it diagnosed in the first place and if it ends up being nothing, well they've already bought the insurance and they'll probably be scared enough by now that they'll rather stick with the insurance than paying 2K a year for nothing.

If they wanted to go get it diagnosed they'd have to pay out of pocket for the initial office visit, biopsy and lab tests. Whether it ends up being something serious or not they still have to pay for the diagnosis which will probably deter a lot of people to begin with.

Sure we could go with the worst case scenario where they get insurance before the diagnosis and it DOES end up being skin cancer but benign moles are a lot more common than melanoma. So for the most part we win anyway...most of these people in your scenario who buy health insurance won't have melanoma and will be part of our "healthy pool" that'll pay into insurance. Win-win.
 
Oh my. First evolution is revealed to be a fraud, now it's basic math that is under scrutiny. Of course there's a 1%, and a 2%, and a 73.5%. Income inequality is a fact of life; whether it is worth doing something about is a whole different issue.

Are you being deliberately dense? My point was that it's a totally arbitrary number, and could easily have been 2.8 or 0.8532. But the slogan "we are the 99%" has a certain ring to it, so there it is.
 
Right except that would still not be a pre-existing condition. They never got it diagnosed in the first place and if it ends up being nothing, well they've already bought the insurance and they'll probably be scared enough by now that they'll rather stick with the insurance than paying 2K a year for nothing.

If they wanted to go get it diagnosed they'd have to pay out of pocket for the initial office visit, biopsy and lab tests. Whether it ends up being something serious or not they still have to pay for the diagnosis which will probably deter a lot of people to begin with.

Sure we could go with the worst case scenario where they get insurance before the diagnosis and it DOES end up being skin cancer but benign moles are a lot more common than melanoma. So for the most part we win anyway...most of these people in your scenario who buy health insurance won't have melanoma and will be part of our "healthy pool" that'll pay into insurance. Win-win.

Ok. Diabetes. The diagnosis is not very expensive, but the patient will choose to get insurance once (s)he finds out, because it'll save a lot of money in the long-term.
 
So how does this bill bring on more people with insurance? If you couldn't afford it before, how in the world are you going to afford it now?

Subsidies to purchase private insurance are available on a sliding scale for families earning up to 400% of federal poverty level (e.g., $88k for family of four, though their subsidy will be very small). Also health premium out of pocket costs are capped at up to 9.5% of income. Therefore, private insurance is more *affordable* for working Americans who are buying insurance on the individual market.

http://en.wikipedia.org/w/index.php...e_view_desktop#Effective_by_January_1.2C_2014
 
Ok. Diabetes. The diagnosis is not very expensive, but the patient will choose to get insurance once (s)he finds out, because it'll save a lot of money in the long-term.

This brings up a different problem but I'm glad to have these people in the insurance pool anyway even after the diagnosis. Yes they might not have paid into insurance during their healthy years but guess what? There's this cool thing called EMTALA. It means that when they develop diabetic ketoacidosis and show up to the ER in a coma I have to treat them whether they have insurance or not. So I think I'd rather have them covered by insurance now so they can treat their diabetes cheaply instead of having to pay for yearly or multiple yearly ER visits.

Now we get into the question of WHO pays in this situation and this is where the PPACA doesn't clearly help out. I believe that we ultimately all feel the hurt anyway because hospitals raise the bills on the rest of us with insurance right now to compensate for this uncovered care, so those who already have insurance really get stuck with higher premiums either way. From an overall healthcare cost standpoint though it makes more sense to have them covered by insurance at any point so they can receive cheaper outpatient care rather than rack up huge inpatient bills.
 
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