Take the job

[PharmDstudent]

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For those of you who have a job offer that you would be happy with, please, for God's sake - TAKE THE JOB.
I do not want to see anyone else suffer from unemployment. (WVU's story was heartwrenching enough, and I don't think I can handle anymore cases like that.)

 

[IndustryPharmD]

What about those who have two offers which would make them equally happy and provide them with equal opportunities going forward? But very different from each other? What's your recommendation then?

 

[PharmDstudent]

What about those who have two offers which would make them equally happy and provide them with equal opportunities going forward? But very different from each other? What's your recommendation then?

I think they should take whatever job they prefer. If that was the only thing that they had to worry about (having to decide which job to take), then I think they're doing great!

 

[deleted205891]

Yes but 75% of the "residency or job" people have the dilemma of either residency or taking a job that they wouldn't be happy with. But for the other 25%, I agree.

 

[PharmDstudent]

Yes but 75% of the "residency or job" people have the dilemma of either residency or taking a job that they wouldn't be happy with. But for the other 25%, I agree.

If only Sallie Mae, EdFinancial, Chase, etc. gave a crap about happiness...

 

[IndustryPharmD]

I think they should take whatever job they prefer. If that was the only thing that they had to worry about (having to decide which job to take), then I think they're doing great!

You are underestimating the toll having to choose between dream job (program) #1 and dream job (program) #2 takes on a person. 😀

 

[cycloketocaine]

If only Sallie Mae, EdFinancial, Chase, etc. gave a crap about happiness...

You seem kind of bitter lately......

 

[Praziquantel86]

Looks like someone hates her job...

 

[PharmDstudent]

No. I took my job, as directed 🙂

I'm worried about my financial future, because my monthly student loan obligation for the next 10 years is *3* times my modest mortgage and stuck with me until it's paid or I die. It's disgusting really.

 

[IndustryPharmD]

No. I took my job, as directed 🙂

I'm worried about my financial future, because my monthly student loan obligation for the next 10 years is *3* times my modest mortgage and stuck with me until it's paid or I die. It's disgusting really.

You must be living in a cheap state... because no one can accumulate almost a million dollars in student loans. I hope no one can. 🙄

 

[PharmDstudent]

You must be living in a cheap state... because no one can accumulate almost a million dollars in student loans. I hope no one can. 🙄

Basically. If I had tried to buy an equivalent house in New Orleans or Baton Rouge, I would have spent at least 2 or 3 times more.

 

[IndustryPharmD]

*grumble* New York prices *grumble* New York taxes *grumble* If I weren't offered an awesome job, and didn't hate commutes of over an hour, I wouldn't have moved up here. Though New Jersey wasn't much better in that respect.

Seriously, if any of you are offered a job in New Jersey or Southern New York, investigate whether you can live in Pennsylvania and commute. That's what smart people do.

On the other hand, I expect to pay off my student loans either this year or next year, depending on how everything else in my life works out. 🙂

 

[PharmD RPh]

No. I took my job, as directed 🙂

I'm worried about my financial future, because my monthly student loan obligation for the next 10 years is *3* times my modest mortgage and stuck with me until it's paid or I die. It's disgusting really.

I consolidated mine into 1 payment at 3.75% interest and set it up for 30 years to get the low payment. I make extra payments ough and it won't take nearly 30 years, probably more like 10, but at least I have the flexibility if times get tough.

 

[PharmDstudent]

*grumble* New York prices *grumble* New York taxes *grumble* If I weren't offered an awesome job, and didn't hate commutes of over an hour, I wouldn't have moved up here. Though New Jersey wasn't much better in that respect.

Seriously, if any of you are offered a job in New Jersey or Southern New York, investigate whether you can live in Pennsylvania and commute. That's what smart people do.

On the other hand, I expect to pay off my student loans either this year or next year, depending on how everything else in my life works out. 🙂

I can't even imagine how expensive it is?! I've seen a few episodes of this tv show where people look at pricey NYC apartments and that's about the only thing that makes me bitter. Lol!

 

[PharmDstudent]

I consolidated mine into 1 payment at 3.75% interest and set it up for 30 years to get the low payment. I make extra payments ough and it won't take nearly 30 years, probably more like 10, but at least I have the flexibility if times get tough.

That would reduce a lot of my stress, but they aren't offering reduced interest rates (or even longer loans terms from what I understand) right now.

I'll start a thread about it eventually, but in short, I'm deferring my loans so that I can pay off the higher rate loans and let Uncle Sam cover the interest on the low interest, subsidized loans for the meantime.

 

[PharmD RPh]

That would reduce a lot of my stress,a but they aren't offering reduced interest rates (or even longer loans terms from what I understand) right now.

I'll start a thread about it eventually, but in short, I'm deferring my loans so that I can pay off the higher rate loans and let Uncle Sam cover the interest on the low interest, subsidized loans for the meantime.

I went through graduate leverage, now called Brazos if you wanna check them out.

 

[IndustryPharmD]

I can't even imagine how expensive it is?! I've seen a few episodes of this tv show where people look at pricey NYC apartments and that's about the only thing that makes me bitter. Lol!

I am not in NYC, I am about an hour to the north. And used to be about an hour to the south. Generally, a semi-decent 3 bedroom built in the 50s or 60s which may or may not have a garage or central air runs about 350K around here. I have not seen anything new construction for less than 700K.

I am not buying until I decide to settle down someplace for more than 3 years, but when I do, I will probably build from scratch. It's pretty much impossible to find everything I want in a place, so either buy a lot or an old run-down house, tear it down and build something decent.

 

[ronkoshy]

...

 

[Dalteparin]

For those of you who have a job offer that you would be happy with, please, for God's sake - TAKE THE JOB.
I do not want to see anyone else suffer from unemployment. (WVU's story was heartwrenching enough, and I don't think I can handle anymore cases like that.)

👍👍👍

If it's the choice between a job for sure and a residency, maybe.... well, this economy it's extremely unwise to turn down a sure thing for a maybe.

I'd love to tell you to follow your dreams, wait for the residency, etc. BUT... there simply are not enough residencies to go around. I cannot in good conscience tell someone with a mountain of student debt and/or a family to support to say no to a guaranteed job. I am really worried that you'll turn down the job, you'll wind up unmatched on Match Day, and the job you were offered in January? They gave it to someone else.

TAKE THE JOB.

 

[rxlea]

Today, a regional target representative held a luncheon on the topic of interviewing. She cautioned us that we are going to have to be really competitive to find jobs right now. She gave us some tips on interviewing which was nice but she emphasized that even internship spots are super competitive.

 

[confettiflyer]

maybe your problem was buying a house when you were financially not ready to buy a house

if it's modest enough then it's the same as paying rent, you gotta pay for housing anyway, unless you shack up in your parents garage or something. i would imagine getting poon is hard that way.

 

[deleted205891]

👍👍👍

If it's the choice between a job for sure and a residency, maybe.... well, this economy it's extremely unwise to turn down a sure thing for a maybe.

I'd love to tell you to follow your dreams, wait for the residency, etc. BUT... there simply are not enough residencies to go around. I cannot in good conscience tell someone with a mountain of student debt and/or a family to support to say no to a guaranteed job. I am really worried that you'll turn down the job, you'll wind up unmatched on Match Day, and the job you were offered in January? They gave it to someone else.

TAKE THE JOB.

The problem for me I think is if next year I take a job with the chain where I intern (if I'm even offered a job), I'll be really depressed. It'll be 6 years and lots of money for a job that I knew from day 1 of pharmacy school that I don't want. I'm all for not doing a residency, but with a job that I'll at least somewhat like. I mean I'm fine with being an intern in retail, but I could not stand dealing with all the corporate BS as a pharmacist.

 

[confettiflyer]

Today, a regional target representative held a luncheon on the topic of interviewing. She cautioned us that we are going to have to be really competitive to find jobs right now. She gave us some tips on interviewing which was nice but she emphasized that even internship spots are super competitive.

We opened up a few intern spots not too long ago and were deluged with applications. I think they promptly pulled it offline since we had enough good quality internal referrals to pull from.

I still remember the dark days of 2009 when I couldn't even get rehired as an intern at the retail chain/store I worked at for 2yrs as a tech (unless I went to the heart of the LA for 8hrs/week). That oddly was a blessing in disguise.

 

[WVUPharm2007]

For those of you who have a job offer that you would be happy with, please, for God's sake - TAKE THE JOB.
I do not want to see anyone else suffer from unemployment. (WVU's story was heartwrenching enough, and I don't think I can handle anymore cases like that.)

I could have gotten a job in Texas at any time, actually.

I just held out as long as possible trying to get a job somewhere that doesn't suck.

 

[RxMTM]

Maybe she is irritated that she isn't getting the rockstar life "promised" to her when she enrolled in pharmacy.

 

[PharmDstudent]

maybe your problem was buying a house when you were financially not ready to buy a house

It's roughly $300 less a month than I was paying in rent.

 

[PharmDstudent]

I could have gotten a job in Texas at any time, actually.

I just held out as long as possible trying to get a job somewhere that doesn't suck.

And why should you have to give up everything you've known and move to Texas just because some old timer on SDN doesn't like XYZ types of pharmacy? (rhetorical question) At least it was a back up plan...
Sometimes you have to move or else, but thankfully that wasn't the case, but you had to wait an entire year.

I don't think students can get unemployment if they weren't already working.
So... TAKE THE JOB. Who cares if you get laid off.
Unemployment benefits will kick in and it will give you time. But students who never work as pharmacists will get very little or nothing for being unemployed.

 

[PharmDstudent]

Maybe she is irritated that she isn't getting the rockstar life "promised" to her when she enrolled in pharmacy.

The mortgage:student loan debt (1:3) and comparative monthly payments are what's irritating.
I now call Sallie Mae my landlord...

 

[mustang sally]

The problem for me I think is if next year I take a job with the chain where I intern (if I'm even offered a job), I'll be really depressed. It'll be 6 years and lots of money for a job that I knew from day 1 of pharmacy school that I don't want. I'm all for not doing a residency, but with a job that I'll at least somewhat like. I mean I'm fine with being an intern in retail, but I could not stand dealing with all the corporate BS as a pharmacist.

This is exactly how I feel. 🙁 Should be interesting to see how it all pans out next year. If the residency thing doesn't work out, I'll probably be like WVU and be holding out for that job that doesn't suck.

 

[confettiflyer]

I'm soooooo counting on IBR to save my ass from student loans if all I can get is part-time/per-diem work making $40k/yr or so.

I'd be a bit pissed but at least I won't be homeless. Maybe I can move into PharmDStudent's garage and help with the mortgage, hahaha

 

[PharmDstudent]

I'm soooooo counting on IBR to save my ass from student loans if all I can get is part-time/per-diem work making $40k/yr or so.

I'd be a bit pissed but at least I won't be homeless. Maybe I can move into PharmDStudent's garage and help with the mortgage, hahaha

Sure. No prob. It'll help with the student loans. 😉