Taking a semester off

Started by RawR
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RawR

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15+ Year Member
I am taking a semester off before medical school. My loans are currently in the 6 month grace period. From one lender, I have a subsidized loan and an unsubsidized loan. From another, I have one subsidized loan. They total out to be about $9k.

Would they be worth consolidating now and filling out one deferment request form for it? Otherwise, I would need to send a deferment request to each lender (which isn't a big deal). Or maybe, I could pay the unsub loan with leftover medical school loan money since its grace period will have been used up.

I don't know what the best course of action is. What would you do?