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Hi everyone,
I'm contemplating moving to Texas to establish residency and attend medical school there. I've been slowly convincing myself to follow through and wanted to get feedback.
Some basic stats:
Age: Late 20s
State: CA
GPA: both ~3.0
MCAT: 38 balanced
ECs: Research, shadowing, volunteering (both clinical and non-clinical), medical mission abroad, working, etc.
Recent history:
I applied to allopathic schools this cycle. Submitted late June, verified early August. Completed most secondaries that I received, but didn't turn them in yet because I was waiting on my final letter writer who just got me my letter a week ago. I had all my other letters ready before I was verified, but this person took his sweet time despite multiple attempts at polite prodding (Side note: I didn't know him well enough to flat out tell him to finish it. It's obvious to me now that I wasn't a high priority for him, and this may be reflected in his letter).
Since getting the letter, though, I've had an epiphany. A lot of my ECs (and the crux of my personal statement) are with working with medically underserved populations. I've been shadowing a doctor for the past few months who has friends working in underserved health clinics (as primary care docs). Their salaries are mostly in the low 100s. While this is obviously anectodal, I'm inclined to believe the idea that working as a primary care doctor in underserved clinics offers relatively low salaries. I am okay with this. You don't starve on a 6 figure income. What I cannot imagine is leaving medical school 200+k in debt, but not having the advantage of healthy specialist salary to help pay that off. I know there are loan forgiveness programs for working in underserved areas, but I've read a lot horror stories online. I'm scheduled to shadow a doctor working in such a clinic who received loan repayment. Hopefully I will get a better picture.
I have a friend who went to one of the public Texas schools. 17k in tuition blows my mind. Through some sdn/google research, I found out I can buy a house in Texas, live there for a year, and be considered a resident. Not only will it be easier to get into medical school since Texas takes at least 90% residents, but the tuition is dirt cheap. Since I have virtually no chance at my state [UC] schools (read: 3.0 gpa, didn't find a cure for cancer), any school I go to will be in effect a private school and have a tuition of ~50k. I figure I'm saving roughly 30k x 4 = 120k in principal alone. I'm no accountant, but I bet the interest over time almost doubles that figure for many people.
Through good saving and public undergrad educations, my wife and I (no kids) have enough for a down payment on a small house. Her job will allow her to transfer easily to a big city (Houston, San Antonio, Dallas). My plan is to move us to Texas and apply as a Texas resident a year later, hoping to get into the school in the city where I buy a house (obviously not guaranteed).
I graduated undergrad with a ~2.6,2.7 GPA. I read the low GPA plan on SDN of being able to successfully complete 1 class first, then slowly increasing your work load. At my peak, I was taking 3 upper division science classes at UC school while working full time. I did have troubles at first-- after I got As in 1 class and then 2 classes, I got a big head and went for 5 upper division science classes because I was impatient and wanted to fix my GPA faster. Got a D. Stupid. Since then, it's been a 1.5 years of all As in 3 classes max.
I have too many total/science units (was also a science major), so I assume additional classes won't help much. I think my ECs are good (subjective), but I don't see glaring holes. Took the MCAT this year, so I have a few years before it expires. So once I move to Texas, I intend on finding the highest paying job possible, and applying to Texas schools after a year.
Besides the money and the better chance of acceptance, moving to Texas gives me a known quantity in terms of where I will be living. My wife can continue her job and I know we'll be in the same state. In contrast, most lower tier medical schools are in smaller cities, so there exist fewer chances to work with underserved populations (I neglected to mention I'm interested in urban, as opposed to rural, underserved populations). Also, smaller cities means fewer job opportunities for my wife. The location/tuition problems apply to high-linkage SMPs I've researched like RFU and EVMS (not to mention the extra year of tuition) that I was thinking about applying this cycle. We want to stay together because we're trying to start a family in the very near future (it's important to us to be younger parents, i.e. no kids after mid 30s).
Now the flip side: I'm older, so it's best to start sooner. Turn in (and pay) all those secondaries and hope for the best. Because of my GPA, I shouldn't rely on Texas residency and it'd be best to apply broadly all over the country. Everyone else deals with med school debt, so I'll be able to survive it. My wife can find a job anywhere, it just may not be as desirable. Essentially: stop whining and welcome to life.
As of right now, I see the pros heavily outweighing the cons. I'd appreciate any comments, particularly about errors in my thinking or alternate scenarios I haven't considered. Basically, am I crazy?
I'm contemplating moving to Texas to establish residency and attend medical school there. I've been slowly convincing myself to follow through and wanted to get feedback.
Some basic stats:
Age: Late 20s
State: CA
GPA: both ~3.0
MCAT: 38 balanced
ECs: Research, shadowing, volunteering (both clinical and non-clinical), medical mission abroad, working, etc.
Recent history:
I applied to allopathic schools this cycle. Submitted late June, verified early August. Completed most secondaries that I received, but didn't turn them in yet because I was waiting on my final letter writer who just got me my letter a week ago. I had all my other letters ready before I was verified, but this person took his sweet time despite multiple attempts at polite prodding (Side note: I didn't know him well enough to flat out tell him to finish it. It's obvious to me now that I wasn't a high priority for him, and this may be reflected in his letter).
Since getting the letter, though, I've had an epiphany. A lot of my ECs (and the crux of my personal statement) are with working with medically underserved populations. I've been shadowing a doctor for the past few months who has friends working in underserved health clinics (as primary care docs). Their salaries are mostly in the low 100s. While this is obviously anectodal, I'm inclined to believe the idea that working as a primary care doctor in underserved clinics offers relatively low salaries. I am okay with this. You don't starve on a 6 figure income. What I cannot imagine is leaving medical school 200+k in debt, but not having the advantage of healthy specialist salary to help pay that off. I know there are loan forgiveness programs for working in underserved areas, but I've read a lot horror stories online. I'm scheduled to shadow a doctor working in such a clinic who received loan repayment. Hopefully I will get a better picture.
I have a friend who went to one of the public Texas schools. 17k in tuition blows my mind. Through some sdn/google research, I found out I can buy a house in Texas, live there for a year, and be considered a resident. Not only will it be easier to get into medical school since Texas takes at least 90% residents, but the tuition is dirt cheap. Since I have virtually no chance at my state [UC] schools (read: 3.0 gpa, didn't find a cure for cancer), any school I go to will be in effect a private school and have a tuition of ~50k. I figure I'm saving roughly 30k x 4 = 120k in principal alone. I'm no accountant, but I bet the interest over time almost doubles that figure for many people.
Through good saving and public undergrad educations, my wife and I (no kids) have enough for a down payment on a small house. Her job will allow her to transfer easily to a big city (Houston, San Antonio, Dallas). My plan is to move us to Texas and apply as a Texas resident a year later, hoping to get into the school in the city where I buy a house (obviously not guaranteed).
I graduated undergrad with a ~2.6,2.7 GPA. I read the low GPA plan on SDN of being able to successfully complete 1 class first, then slowly increasing your work load. At my peak, I was taking 3 upper division science classes at UC school while working full time. I did have troubles at first-- after I got As in 1 class and then 2 classes, I got a big head and went for 5 upper division science classes because I was impatient and wanted to fix my GPA faster. Got a D. Stupid. Since then, it's been a 1.5 years of all As in 3 classes max.
I have too many total/science units (was also a science major), so I assume additional classes won't help much. I think my ECs are good (subjective), but I don't see glaring holes. Took the MCAT this year, so I have a few years before it expires. So once I move to Texas, I intend on finding the highest paying job possible, and applying to Texas schools after a year.
Besides the money and the better chance of acceptance, moving to Texas gives me a known quantity in terms of where I will be living. My wife can continue her job and I know we'll be in the same state. In contrast, most lower tier medical schools are in smaller cities, so there exist fewer chances to work with underserved populations (I neglected to mention I'm interested in urban, as opposed to rural, underserved populations). Also, smaller cities means fewer job opportunities for my wife. The location/tuition problems apply to high-linkage SMPs I've researched like RFU and EVMS (not to mention the extra year of tuition) that I was thinking about applying this cycle. We want to stay together because we're trying to start a family in the very near future (it's important to us to be younger parents, i.e. no kids after mid 30s).
Now the flip side: I'm older, so it's best to start sooner. Turn in (and pay) all those secondaries and hope for the best. Because of my GPA, I shouldn't rely on Texas residency and it'd be best to apply broadly all over the country. Everyone else deals with med school debt, so I'll be able to survive it. My wife can find a job anywhere, it just may not be as desirable. Essentially: stop whining and welcome to life.
As of right now, I see the pros heavily outweighing the cons. I'd appreciate any comments, particularly about errors in my thinking or alternate scenarios I haven't considered. Basically, am I crazy?
