As someone who went to a PsyD program, I agree with people's concerns here about debt, as PsyD programs tend to be grossly underfunded. While accrued debt upon graduation should be a top priority when considering applications, particularly during this "economic climate," the quality of the programs, including quantitative data (e.g., breadth of available practica, internship acceptance rates, etc.), should also be prioritized. In particular, can the quality of the program potentially mitigate the accrued debt? Is it possible that there may be a correlation between going to a low-tiered PhD program with respectable tuition assistance and a subsequent relatively low-paying job? Your debt may be lower than if you had gone to a PsyD program; this is very likely. However, is the quality of your education sufficient caché for longer term employment and value?
I got into my top internship choice and was 1 of 8 out of 400 who applied. (I am certain the statistics is more horrible now, given the "internship crisis".) I got to live in Boston because of it and will be staying for fellowship (at another Boston institution). Overall, I had a very supportive PsyD program, I was glad for going that route.
I interviewed in some places, and in some cases, for both the grad program and more recently the postdoc fellowship. Like you, I prefer big cities - L.A., NYC, SF, and Boston to name a few where I have lived. Rutgers's PsyD is top-notched. Yeshiva is just OK, in my opinion. GWU is a 4-year program and is heavily psychodynamic. PGSP/Stanford PsyD is another good program, and the connection with the med school at Stanford has its benefits.
Good luck with apps!