TSP contribution

[Recip]

I am trying to figure out what category to select from Mypay to contribute to the TSP. Currently I have it as Base pay, which varies. I would like the money to be drawn from my dental bonus pay (or what I have always called bonus pay) which does not fluctuate.

The TSP contribution options in Mypay are: Base pay, special pay, Incentive pay, and bonus pay.
On my monthly pay stub in Mypay my dental and specialist pay are combined and listed as "save pay"

In order to have money withdrawn from the "save pay" which category would I choose (special pay, incentive pay, or bonus pay).

In addition, what category (special pay, incentive pay, or bonus pay) do COLA, BAS, hardship, spousal separation fall under. These are temporary variables I do not want to contribute from.

Ideally, I want to set the TSP fund allocation to one category and to the percentage needed to get me to 19500 a year without having to adjust anything ever again.

Any info is appreciated.

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[Destiny11]

I am trying to figure out what category to select from Mypay to contribute to the TSP. Currently I have it as Base pay, which varies. I would like the money to be drawn from my dental bonus pay (or what I have always called bonus pay) which does not fluctuate.

The TSP contribution options in Mypay are: Base pay, special pay, Incentive pay, and bonus pay.
On my monthly pay stub in Mypay my dental and specialist pay are combined and listed as "save pay"

In order to have money withdrawn from the "save pay" which category would I choose (special pay, incentive pay, or bonus pay).

In addition, what category (special pay, incentive pay, or bonus pay) do COLA, BAS, hardship, spousal separation fall under. These are temporary variables I do not want to contribute from.

Ideally, I want to set the TSP fund allocation to one category and to the percentage needed to get me to 19500 a year without having to adjust anything ever again.

Any info is appreciated.

19500/12=1625. Take that divided by your monthly base pay to set your percentage.

 

[Recip]

I'm capable of simple math. The point is NOT using base pay because it changes every January with the new DOD budget and it changes every two years. I want the money to come out of my dental pay because that never changes, unless I sign a MORB.

 

[ShortShortsDad]

I understand what you are asking am not sure about the specific answer (what the dental bonus is classified as, if anything).

I know it wasn’t the answer you were looking for but I would second Destiny11 recommendation, especially if you’re trying to max TSP. If you round the percentage up to the nearest whole number the system is just smart enough to not over-max your contribution. An important point to note for those who are looking to maximize matching is that if you reach the annual TSP max multiple pay periods before the year is up you will miss out on matching for those last pay periods out of the year.

For new docs or those who opted into BRS I think another important point to note is matching is supposedly off base pay. I haven’t heard anyone say they didn’t get a match because they contributed a percentage out of one of the other options but I can see this system being just that dumb...