Hi guys! I was recently offered a seat at a private university out of state and I'm looking into financial aid. I've heard pros and cons about taking out PLUS loans or going through private loans, but I wanted to hear YOUR opinion about what would be the smartest way to go about it. I've been fortunate enough to only have a small amount of undergrad debt (~$13k), due to having HOPE scholarship here in GA, as well as working part time and having helpful parents at the time. Since I'm moving out of state for school, I will need to account not only for tuition, but living expenses as well. I would love to hear any and all advice when it comes to finances as to what to apply for and how to go about it the smartest way possible. Thanks!!