Tuition Loans for International Student

[BigBang1234]

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Does anyone know of any banks or organizations that provide student loans for international students?

 

[JaynaAli]

We may need further clarification about what you mean by international student. Are you a US citizen looking to fund school outside of the US or are you a non-US resident looking for loans to pay for a US school?

Edit: looking at your post history I think you’re probably the latter? I imagine you’d need a US co-signer for any US-based lender? Hopefully someone else has more suggestions for you, but private loans for vet school have fallen so far out of favor (until now, that may unfortunately have to change) and your situation is so unique I doubt people have much experience. But you never know.

 

[BigBang1234]

non-US resident looking for loans to pay for a US school

We may need further clarification about what you mean by international student. Are you a US citizen looking to fund school outside of the US or are you a non-US resident looking for loans to pay for a US school?

Edit: looking at your post history I think you’re probably the latter? I imagine you’d need a US co-signer for any US-based lender? Hopefully someone else has more suggestions for you, but private loans for vet school have fallen so far out of favor (until now, that may unfortunately have to change) and your situation is so unique I doubt people have much experience. But you never know.

 

[_rae_]

I don't believe you can take out private or government loans as a non-citizen, unless you have certain types of visas (asylum, refugee, victim of human trafficking, etc). Private loans will require a permanent resident or US citizen to cosign for you, which at the sheer quantity of money you need will be a difficult if not impossible task. Do you have any family here? Does your home country have a vet school? Without attempting to immigrate here permanently, your options are going to be very limited. The international people at my school appear to be independently wealthy for the most part.

 

[BigBang1234]

I don't believe you can take out private or government loans as a non-citizen, unless you have certain types of visas (asylum, refugee, victim of human trafficking, etc). Private loans will require a permanent resident or US citizen to cosign for you, which at the sheer quantity of money you need will be a difficult if not impossible task. Do you have any family here? Does your home country have a vet school? Without attempting to immigrate here permanently, your options are going to be very limited. The international people at my school appear to be independently wealthy for the most part.

I tried Sallie Mae, but they required co-signer. People kept telling me to ask for any organization, but I can't find anything.

 

[_rae_]

That's the problem you're going to run into, you cannot in this country get a loan without a credit score for the most part. We have a system that rates how "credit worthy" you are (how safe it is for banks to loan money to you and the likelihood that you'll pay it back) from 300-900. Non-citizens do not have a credit score and cannot build one; it's tied to your US social security number. If you're not a citizen you have to get a US resident or citizen to co-sign your student loans for you. You do not want "just any" organization; some of these companies who say you don't need a minimum credit score are also charging 28% interest. At that rate you'll borrow $400,000USD for vet school and pay $1.1millionUSD back over 4 years.

You need loans from your own country, or independently have money to cover the entire cost of school. Or find a US citizen with a credit score who will co-sign for you.

 

[pp9]

Is it safe to assume that you are trying to figure out how to pay for your first year, which is starting in a month or less at this point? With how down to the wire you are, you need to contact the university/financial aid office and speak with someone on the phone and see what they can tell you. Some universities have access to funds/loans they disperse directly.

Referring you back to your old thread where Jayna basically told you your answer already: International Students for Vet School

 

[BigBang1234]

Is it safe to assume that you are trying to figure out how to pay for your first year, which is starting in a month or less at this point? With how down to the wire you are, you need to contact the university/financial aid office and speak with someone on the phone and see what they can tell you. Some universities have access to funds/loans they disperse directly.

Referring you back to your old thread where Jayna basically told you your answer already: International Students for Vet School

Ok!