Update: got bumped to a full-tuition scholarship at UCLA, currently have about quarter-tuition need scholarship at Vanderbilt. About 160k difference in amount of tuition I'd pay over 4 years, which would all be loans. However, the difference in cost of attendance would likely be somewhat smaller due to LA's increased cost of living (maybe at most, 10-15K a year?). Still, I'd be crazy to turn down UCLA right?