UCSF Housing and Expenses

[J2AZ]

---

Members do not see this ad.

I know there are many UCLA vs UCSF threads out there but they dont seem to completely answer my qestions.

1)Id like to know what all is included in the 21K worth of fees UCSF charges. Does that cover health and disability insurance?

2) Is the $1701/mth UCSF budgets enough to live on?

3) Where do most single students live? I would like to have family and friends come and visit now and then. Is it possible for them to stay with you in student housing?

4) Can one truly take out 260K worth of loans?

Thanks

 

[ecdoesit]

I just want to make sure this question is for UCSF.

2) Yes, we may have to set a budget and have tons of ramen noodles, but it is possible.

3) UCSF offers family housing. Apply early!

4) Yes, bank loves us. Just make sure u read all the small print. And ask your school's financial aid person that ur loan has zero fee(there are two of them). and low interest. Go to USC interview, they gave me a spreadsheet telling me exactly which loan give students the best price. Besides stafford and sch's loan, there are private loan. You will get at least one or two sessions on fin aid once sch starts. Ask your upperclassman for additional advice.

 

[tinker bell]

The UCSF fee includes almost everything, health insurance, disability, CDA membership, etc

You can choose to be a member of ASDA or not. So, that is up to you to pay or not to pay.

ucsf student housing is like your own private vacation home. It's great, moderately new (~ 4yrs old). I currently live there, and the money they offer is enough to pass by. However, I ate ramen noodle only once last quarter (when I was so lazy to cook).

I do not know how much totally you can borrow, as I don't borrow that much. UCSF gives me lots of university grant, scholarships, to cover the tuition. I only borrow the subsidize grant. So, if you are gonna come here, I don't think you should worry about the number 260K & private bank. The average student here graduates with 70K of debt. With tuition fee increases, I guess the number can be upto 100K. But nevertheless, it shouldn't be 260K in your time. Do not worry so much about money, spend your energy on something else.

My classmates live somewhere off campus, and still pay the same rent like I do. Housing is not at all bad here. I'm very happy with where I live (student housing), and so are my classmates. I don't hear anyone complain about housing, nor money.

 

[J2AZ]

Thanks! I appreciate the info.

J

 

[excite4]

The UCSF fee includes almost everything, health insurance, disability, CDA membership, etc

You can choose to be a member of ASDA or not. So, that is up to you to pay or not to pay.

ucsf student housing is like your own private vacation home. It's great, moderately new (~ 4yrs old). I currently live there, and the money they offer is enough to pass by. However, I ate ramen noodle only once last quarter (when I was so lazy to cook).

I do not know how much totally you can borrow, as I don't borrow that much. UCSF gives me lots of university grant, scholarships, to cover the tuition. I only borrow the subsidize grant. So, if you are gonna come here, I don't think you should worry about the number 260K & private bank. The average student here graduates with 70K of debt. With tuition fee increases, I guess the number can be upto 100K. But nevertheless, it shouldn't be 260K in your time. Do not worry so much about money, spend your energy on something else.

My classmates live somewhere off campus, and still pay the same rent like I do. Housing is not at all bad here. I'm very happy with where I live (student housing), and so are my classmates. I don't hear anyone complain about housing, nor money.

You said that you are living at the student housing at UCSF. Is the housing close to campus? Walking distance or do we need to take a shuttle? How about the new Mission Bay complex?

Thanks!!!!

 

[PERFECT3435]

70k on avg at UCSF?

thats really amazing. thats just about as much i am in debt/year at IUSD.

 

[tinker bell]

The Aldea housing is very close. However, the hill is steep, so almost everyone takes the shuttle.

Mission Bay is quite far, and I don't advice you to live there. There is a shuttle, but it would take 30min to go accross town. However, all shuttles are freee.

 

[ecdoesit]

Is the 70K indebtness still valid? Like this year at UCLA, I maxed out all the school financial aid available which is about 47K. I know 3rd and 4th years cost a bit less. So, it will probably be around 160K when I graduate. Again, it depends on how much other aids you could get. Some of my friends' spouse are working or supported by family, so their indebtness is lower. As long as we are getting 2-3% interest rate, I dont mind taking out loans.

 

[tinker bell]

$70K is the average number of the class graduated before I entered school (so must be in 2003). Note that tuition fee was not increased then. This year, I'm paying about 14K more than last year (with the same loan, aid, etc,,,). But I decided not to take out any extra loan. So, the total amount that I have to borrow is still low, still in shape with what I expected when I started.

However, please note that everyone situation is different. I didn't expect UCSF to give me tons of money for free, but somehow they do it every year. So, that's like half of what I need, and I end up borrow only the federal subsidized loan. May be if the school gets poorer next year, I'll have to take out more.

Also, there are some filthy rich kids in class who parents pay for everything and borrow nothing, and some extremely poor kids who borrow everything. All of that add up and it makes the average, that's not a number you should kill yourself for. Nevertheless, if you owe 160K, it's still a bargain. Compare to other schools, it's only half the amount. That's one benefit of attending public schools.

 

[PERFECT3435]

160 sure is a lot diff than 70. but then not as much as 240.