Will universal healthcare be beneficial for ophthalmologists?
Thanks
Thanks
Will universal healthcare be beneficial for ophthalmologists?
Thanks
No one has defined exactly what that term means; it is a buzzword for changing whatever is seen to be dysfunctional about the present system, but it clearly means different things to different people.
Does it mean insurance paid through taxes for every American, old and young, working and not working?
Does it mean mandated purchase of health insurance from private sources and only where that is impossible, from the government?
Does it mean care provided through government clinical facilities provided by government-employed professionals?
All of these exist in one form or another in other developed (and many not-so developed) countries. The election cry for "universal healthcare" really is an inchoate demand to "have what they're having" without much thought as to how other systems have developed or how the average citizen is expected to participate to make those systems come about (namely much higher taxes and all that follows from that, for one thing.)
Are we willing to pay much higher personal income taxes? Nearly all the countries that have these systems have high personal taxes. (Maybe not Switzerland.)
Are we willing to fully fund higher education, or at least to a degree that is comparable to those countries whose systems we think are worth copying?
Are we willing to give up the expensive torts liability system that adds expense in premium to the practices that provide care and even more expense in the way of overuse of testing and referral that is done in the way of defensive medicine?
Are we willing to have our government decide what we cannot have--for instance critical care or organ transplantation for the elderly or multiply co-morbid?
If we are willing to impose price controls on the providers of care and materials, are we likewise willing to subsidize wholly their costs? That goes for educating doctors as well, as our educations are one of the most significant investments in our professions.
It is easy to just complain and want things. Citing the millions of uninsured in the USA is no argument in and of itself; a country serious about addressing health care for its citizens has to be willing to answer serious questions.
Any form of socializing healthcare would be bad for doctors, and bad for the majority of patients. The people it would benefit are the minority who do not have insurance and don't pay much in taxes.
Regardless, it will never happen. The democratic politicians get WAY too much money for ATLA to ever do anything beyond just talking about socializing medicine.
BTW, a single payer system would be a nightmare. At least with a normal socialized system we still have some freedom. A single payer system is stalin's version of socialism.
Trust me, as a medical student you don't really know $%#!. I don't say this to offend - I was one not very long ago.
Changing to single-payer government funded healthcare would be very bad for physicians. Expect to be paid a lot less. Expect to jump through a lot more hoops. Expect more restrictions placed on which tests/medications you can order. Thinking that the government is going to be more efficient is a fantasy - look no further than the veteran's system and Medicare. Once you start dealing with these things, the reality will quickly become apparent to you.
FWIW, I am an Obama supporter and generally liberal politically, so it's not just anti-government ideology talking here.
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What about a non-profit organization that got a "contract" to provide insurance to all Americans? So that the government isn't actually running the organization, but channels funds to it? Would that make it better?
And you don't think there's any chance we can improve the set-up, if physicians were actively involved in the process?
The Blues stated out that way, as a "non-profit" carrier that provided coverage to low-paid working people, nurses, schoolteachers and public employees who could not afford medical indemnity offered by typical private companies. Now with their several generations' protection from taxes and special status, these carriers behave little differently from for-profit corporations, except they don't have to account to their shareholders. They advertise, they invest (in profit-making enterprises), they pay huge salaries and bonuses to their senior management, they compete with for-profits for the same customers, and recently, they have tried to convert to stockholding companies and go public with management-privileged IPO schemes, all taking advantage of the taxpayers who underwrote their expansion and huge growth to their dominant market positions.
Those "non-profits"? No thanks.
Good thought. But. . .do you think physicians are truly actively involved? The whole thing is set up by politicians who are not going to be necessarily familiar with the workings of real medical care. Doctors who help set policy tend to be a very political sort as well - your rank-and-file docs don't have the time or clout to be involved at those levels.
I'm all in favor in socialized medicine because....
I love big brother
See...the notion of not being able to reject something for a pre-existing condition is completely counter to the idea of "insurance." That's like saying that State Farm MUST provide you with auto insurance no matter how many DUIs or speeding tickets you have. It just doesn't work.
I grew up in Canada, though I live and practice here now. No...I did not come here to escape the evil socialized system. I married an American and she didn't want to move to Canada. I have experienced the Canadian system as a patient. I have experienced the American system as both doctor and patient.
I'm really torn on this issue. It's tough. I think I probably lean towards a single payor system however. (note that single payor does NOT have to mean "goverment run.")
Yup. Sucks like a hoover. Hmm... maybe we should try to change the system!I recall reading a public health article when I was in school that stated that from 1977 to 1997, the number of doctors and nurses in the USA increases 11%. The number of health care administrators increased 2600%. (twenty six hundred percent.) I don't know how anyone can argue that THAT is an efficient use of resources.
Medicare has a 98% participation rate amongst those eligible. If 98% of people are participating, then to me that sort of signals that government health care can't be all that bad if 98% of people are participating.
Over half of all bankrupticies in the USA are caused by unpaid medical bills and of those, over half are happening to people who are actually insured. One of the biggest problems that people run into here is that many people THINK that they have great insurance because their copayments for visits are low, and their birth control pills and antibiotics are covered, but then just wait until dad has a heart attack, your child gets leukemia, or grandma has to go in a nursing home and you realize just how little coverage you have.
And the bit about not having to wait here is really just if you're wealthy. Those who are not on the top of the financial food chain do quite a bit of waiting for their medical care here in the good ol' U S of A. (I did med school at a county hospital, so I've seen plenty of this.)The head of my local Blue Cross was paid $15 million last year. That's ONE GUY who heads up ONE HMO in one SMALL CORNER OF THE COUNTRY. Anyone want to guess how much the head of the medicare program made last year? Hint: It's a lot LESS than $15 million.
So...I advocate for some for of single payor. Again, does not mean the government "runs it." The government is the largest customer of both Raytheon and Boeing corporations however I don't think that anyone would make the case that the government "runs" Boeing or Raytheon. I believe that there is enough money floating around in the flotsam and jetsam of the current system to provide full coverage to all people.
The Canadian system is not utopia by any stretch of the imagination. However, the myth is that the streets of Canada are littered with dead Canadians who died waiting to have their heart attacks fixed. That's not the case. If you're not going to die, there probably is going to be some wait. Here in the USA, I can send someone to a cataract surgeon and have a cataract removed within a week. In Canada, it's probably gonna be a couple of months. But if you have cancer, or a heart attack, you're going to get fixed quickly. I know I got fixed quickly when I had serious problems that required surgical intervention.
Indeed. Hopefully it will progress from debate to some sort of a solution soon.Always an interesting debate.
Great subject for a debate! Maybe I'm just a crazy liberal, but I'd love to have a single payer system. Here's why:
1) It seems like alot of our compensation is pegged near medicare rates anyway, and having a single payer that pays on time is better then chasing multiple insurance companies around for reimbursements that may be collected months after the point of care. And, if having a single payer means less overhead (ie fewer employees to chase down reimbursements), the pay cut to the doc in the end may not be all that significant.
Caveat: I'm a medicine intern going in to ophtho residency in july. Never had to try collecting a dime from the middleman and haven't practiced in ophtho yet.
2) What's wrong with rationed health care? Is it really that big of a calamity to wait a few weeks to have your cataract removed? Last time I checked, nuclear sclerosing cataracts didn't develop overnight... Heck, I'd wait 6 weeks for elective knee surgery if it was free! In America we spend the most, per capita, on health care but we're far from the most healthy population. One couldn't really argue that the system we have now is superior to other developed nations.
3) Sure we may make less, but it's not just about our paycheck. How much is it worth to not have to worry about your granddparents, parents, brothers, sisters and kids getting health care? Alot of Americans pay more for their health insurance than they do for their mortgage...and that's before they get sick. I think for alot of docs, the benefit to those they care about would more than make up for the pay cut.
On a related note, has anyone seen Michael Moore's "Sicko"? It may just soften your opinion on single payer systems.
Hi Chorizo Bandito! Nice to have another liberal on this thread with us.
Great system, huh?
And on the topic of Michael Moore's movie -- I admit to being a raving liberal, but parts of SICKO were excessive, even for me. I think it's fun for liberals to see, but I'm not sure it would change the mind of an educated conservative, because the flaws in it pissed even me off a little.
Nice to have you on the thread too. Better to have individual opinions on individual topics than adhere to a strict party line, IMHO. I don't think single payor is incompatible with conservatism either. In fact, the influence of people who believe in small, efficient government would be an excellent influence to have in the creation of a single-payor system.I consider myself a conservative on most issues. However, I still advocate for some kind of single payor system. Perhaps that is incompatible with conservatism but I don't think it is.
Nope, it's not any more okay. And what does it mean to have the "gubmint" making choices? It's not actually a sentient entity. People make the choices, and it's up to us "the people" to decide which people make them.I have never fully understood why people who are against single payor systems use the argument that they don't want the "gubmint" making medical decisions for them. On some level, it's understandable yet these same people are willing to let a high school graduate at Aetna or Cigna make those some decisions. Is that some how more acceptable?
Yeah, I really can't support Mr. Moore's movie as anything more than entertaining. Some of his points were valid, in my opinion, but they were lost amongst those that weren't. Too bad.Also, Mr. Moore's movie is simply ridiculous. How anyone can see a movie like that and give it even an ounce of credibility is beyond me, considering the fellow who made the movie. I saw it, but I really didn't need to. I knew exactly what he was going to say. It's the same reason why I never listen to or watch Rush Limbaugh or Sean Hannity. I KNOW what they are going to say about EVERYTHING. There isn't a chance that they are going to say something insightful or interesting. It's just the same ol' telegraphed blather.
Okay, so I'm sure a lot of efficiently run and smart organizations will be rushing to provide something that you're not allowed to profit off of. Remember that in the end, capitalism typically does better than socialism, ESPECIALLY in efficiency.No profits.
Uhm, do you know what the definition of insurance is? If you could get coverage for pre-existing conditions, then it's no longer insurance!!!!!!!!!Not allowed to reject applicants for pre-existing conditions.
Not allowed to cancel someone's insurance as soon as they're diagnosed with cancer.
2) What's wrong with rationed health care? Is it really that big of a calamity to wait a few weeks to have your cataract removed? Last time I checked, nuclear sclerosing cataracts didn't develop overnight... Heck, I'd wait 6 weeks for elective knee surgery if it was free!
3) Sure we may make less, but it's not just about our paycheck. How much is it worth to not have to worry about your granddparents, parents, brothers, sisters and kids getting health care? Alot of Americans pay more for their health insurance than they do for their mortgage...and that's before they get sick. I think for alot of docs, the benefit to those they care about would more than make up for the pay cut.
On a related note, has anyone seen Michael Moore's "Sicko"? It may just soften your opinion on single payer systems.
Okay, so I'm sure a lot of efficiently run and smart organizations will be rushing to provide something that you're not allowed to proft off of. Remember when we found out that in the end, capitalism typically does better than socialism.
Uhm, do you know what the definition of insurance is? If you could get coverage for pre-existing conditions, then it's no longer insurance!!!!!!!!!
You wouldn't, of course. But that's not the scenario I'm referring to.WTF would I pay money for health insurance every month, if i could just wait until I got sick and then sign up?
Well yeah, but that's why when you sign up for health insurance you read the contract. Can't say I've heard of too many policies that can cancel you as soon as you get sick.
Oh really? How'd you like to lie in bed for 3 months until you could get your hip replacement surgery?
The democratic party ought to change their name to the Socialist party. Equal everything for everybody.
Do you all want a politician with 3 years of law school under his belt with a nurse practicioner as his/her advisor telling your physician how to practice medicine? I dont, although seems like thats what is happening.
The government is interested in what is "cost effective." This actually means that they want to provide what is least expensive without being considered sub-standard. Go to a VA hospital or County hospital and you will see what this means and what kind of care you would get under a government health care system.
How many political scandals and government screw-ups are in the news each day? Each hour?
Equal healthcare for everybody? Dude, that sounds terrible!
That's already happening, and the insurance company then loosely bases their reimbursements on the medicare number. Why would a single payer system represent such a big change?
The VA hospitals may not be as pretty, but people do get good care! Providing cost effective standard of care is a good thing, last time I checked.
Here's an idea: let's get the Enron guys to manage our health system. Or maybe sub-prime mortgage brokers. Last time I checked some of the worst financial fiascos didn't originate with the government (unless, of course, you count our trillion dollar war, started by the former CEO of a Texas oil firm).
Fact is, there's corruption everywhere but at least the government is expected to look out for the little guy. You can't say that about a for-profit company, and healthcare is a bit different than selling widgets.
ps, I expected the Michael Moore endosement to draw some fire and I'll gladly accept it- the movie does have alot of fallacies, but he does make one good point: we have alot of socialized services in America already (police, fire, roads, natural parks, air traffic, border patrol, etc). Why not add healthcare to the list?
pps, thank you Baya for making a good point about wait times for elective procedures. If your initial evaluation is earlier, it would indeed seem like you were waiting longer even if you were treated at the same stage of disease. It'd be interesting to see if anyone has hard data comparing the American vs Canadian systems.
pps, a pleasant weekend to you all. I will disappear now as my program stil does q4 overnight call
And if you are curious about Canada, don't forget about Belinda Stronach, of the Canadian parliament who last year sought her breast cancer reconstruction in 'ol USA (while denying it had anything to do with the sub-standard government run canadian health care system).
No thanks.The democratic party ought to change their name to the Socialist party.
No. Nor do I want the insurance company lackies telling me how to practice medicine. Why should we settle for either scenario?Do you all want a politician with 3 years of law school under his belt with a nurse practicioner as his/her advisor telling your physician how to practice medicine? I dont, although seems like thats what is happening.
The government is interested in what is "cost effective." This actually means that they want to provide what is least expensive without being considered sub-standard. Go to a VA hospital or County hospital and you will see what this means and what kind of care you would get under a government health care system.
yup. This is a problem. I agree.Regarding re-imbursements, they are the pits already. I feel bad for the general surgeons. Can you imagine cutting into an abdomen for a hernia repair and getting a measly $300. My plumber makes more that for his time and doesnt assume $10 million in liability if something goes wrong.
How is the current problem the sole fault of the government?The government is ruining the medical profession.
While top notch health care for everyone sounds grand and nice in some kind of utopian la la land, in the United States of America, a governement run health care system would be a disaster. How many political scandals and government screw-ups are in the news each day? Each hour?
Finally, we can discuss and argue the pros and cons of the system in the US, Canada, UK, etc. all the way to the next presidential election. However, it would be much more useful to propose solutions to the problems, which has yet to be addressed.
Doctors will be allowed to participate or not. If they choose not to participate, that is fine. They are on their own to convince patients to pay them privately.
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Doctors will be allowed to participate or not. If they choose not to participate, that is fine. They are on their own to convince patients to pay them privately.
I feel this is something that could work quite well in some areas of medicine and not so well in others.
For instance, this is already happening in dermatology. My home dermatologist hates dealing with insurances companies so much that he charges each patient privately and generates the paperwork for the patient to file with the insurance company independently. He can do this because he's the only dermatologist serving my rural hometown (and quite a few adjoining areas too)
I'm not so certain this is possible for other fields say family medicine or even opthalmologists. In that same rural hometown, an ophthalmologist who decides to charge private fees instead of accepting insurance would be run out of business by the others who continue to accept insurance.