Thanks for your advice... however, I am looking for constructive criticism here pal! What happened is my fault despite the challenges of taking care of 2 kids, some health issues, and dealing with someone close who died. The goal is med school here and this teacher thankfully understands the gravity of the issue and has been working with me through this entire process.
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If I were an adcom, I would not allow a student to matriculate without finishing their degree. While it isn't a hard and fast requirement, it would require a great deal of convincing on the part of someone advocating for you within the admissions department. Such exceptions are usually made for
exceptional applicants, not people who have failed to graduate (i.e. this guy ended up one class short because he was deployed to Iraq right before graduation, he meets all requirements to graduate except a course on multicultural studies, and he's got several first pubs and a GPA of 4.0 with a MCAT in the 99th percentile... Maybe we could give him a chance?). Likely, your only hope is getting this professor to give you a pass, as it is exceedingly unlikely the school will not defer or rescind your acceptance.
As to your other points...
Your kids, your health issues, and deaths will also come up as you move forward in the medical education process. You need to own your failures, because there is little room for failure in medicine, regardless of the reason for said failure. At most, you could make one mistake of this caliber during medical school, and that mistake would be a red flag come match time. Everyone has **** happen, and it's terrible, but it's life. When it does, you need to ask for assistance or a year off early on and seek help with moving forward, you can't just wait until the grades roll in and see a failure and say, "wait, but X and Y and Z!" The response will be a resounding, "you should have asked for assistance with X and Y and Z, your failure to do so is yours to own." Learn from this, or you're going to be hurting if such an occasion arises again during training. And such a situation will arise, as kids aren't going away any time soon, and bad things tend to occur over the course of 7-12 years of training.