WAMC - 2nd time applicant, low GPA, mixed experience

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vampyrica

CSU MPH/DVM ‘30
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Hello all! As my rejections start rolling in, it's time to look into plans C and D and need some advice on how to move forward. I'd like to preface by saying I know my cGPA is not competitive in the slightest, nor are my science and last 45. My grade situation is a little bit weird as my pre-req GPA depending on the schools are good to competitive.

Applied to: UAZ, Colorado (MPH/DVM program), Cornell, KSU, Missouri, Wisconsin, Ross, UPenn (IS)
Rejected so far: Mizzou
Interview Waitlists (soft rejections): KSU, UAZ
Accepted: Ross (realistically with the upcoming economy, cannot afford it and will ultimately decline seat)

Degrees:
B.S. in Veterinary and Biomedical Sciences, Penn State University

Cum GPA: 3.11
Science GPA: 3.03 (VMCAS)
Last 45: 3.0 barely
Pre-Req: 3.4-3.7ish depending on the school


Veterinary Experience:

- 2 1/2 years at as a shelter non-licensed vet tech. Worked both in surgery and in the wellness clinic (1,700+ hours)
- ER Overnight Veterinary assistant (72 hours)
- Travel Abroad in South Africa working with large animal exotics (240 hours)

Animal Experience:
- ER Client Services Representative (1300+ hours) (P.S: I put this as animal experience based on how VMCAS wants to you categorize experiences, that flow chart)
- Kennel Attendant at an animal shelter (200 hours)
- Showed a cow for the Dairy Show (80 hours)
- Cattery Volunteer at an animal shelter (170 hours)
- Kennel Volunteer at an animal shelter (100 hours)
- Puppy Socialization Class Volunteer (15 hours)
- Group Volunteering at an animal shelter (72 hours)
- Large Animal Attendant (Cattle, Equine, Alpacas and Swine) (110 hours)

Research:
- Swine Research Team (500+ hours)
- NLTP Fellowship Program at KSU CVM (320+ hours)
- Current Research Technologist working with mouse models at my Alma Mater (80 hours declared on VMCAS, 512 actual hours)

Volunteer:
- Member of the Greek Orthodox Youth Associatation since 2014 until I graduated HS in 2020 (3000-4000 hours of various volunteer work)
- For my 20th birthday, I held a 12hr long livestream in an effort to raise money for PAWS Philly. I raised $700+ (12 hours)

Employement:
- (HS) Cashier at local produce store (1200+ hours)
- (HS) Lifeguard (270 hours)
- Front of House at Pizzeria (502 hours)

Leadership and Involvement:
- Member of the Sigma Alpha Professional Agricultural Sorority
- Professional Development Chair for the sorority (1 year term)
- Social Chair of the Pre-Vet Club (1 year-ish term)
- Vice-President of the Multicultural Club (1 year)
- Secretary of the Multicultural Club (1 year)
- President of the Paws and Claws Club (1 year)
- Member of the One Health Club

Letters of Recommendation
- Medical Director/Veterinarian at the Shelter I worked under
- Biochem Professor
- Academic Advisor
- Advisor from Fellowship Program

My Concerns: My main 3 GPA's put me at a bad disadvantage. For a little context, I took all my pre-reqs my first two years of college and then transfered from my local PSU campus to the main one, which is where I had a rough transition and my GPA began to tank. As I look at my pre-reqs, my grades are all A's and B's with one C in Stat for schools that require it. I am not sure if I should go back and fix the few C's I have overall on my transcript, or just the C in Statistics, or move forward with a Masters degree. I do want to pursue a Masters regardless if I get into vet school or not, so taking 2 years off to pursue my Masters is something I am okay with and want to do before, during or after vet school. Last year when I applied, I did not apply smart at all, this year I felt like I did a little bit better with my school selection (with the exception of Wisconsin...tbh idk why I did that). I'd also like to add, I applied to Cornell because when I had my file review with them in the spring, I asked them what they think I could improve on and if fixing my grades would be better. The woman I spoke to said that everything was fine, they felt my pre-req GPA was competitive but the only thing wrong with my application, was that I didn't format my essay and they would have liked to see my experiences written a bit differently. So, I fixed those issues and re-applied.

If I do not get in anywhere state-side this cycle, I will be taking a year off and applying again in January 2026 for Fall 2027 matriculation so that I can have adequate time to fix whatever needs to be fixed.

Any and all advice is appreciated and welcome! Thank you 🙂

Edit: I'd like to add that my GPA my last semester of college was a 3.46, over the summer I took 7 credits of advanced courses and got a 3.7, and I am currently enrolled as a non-degree seeking grad student at PSU and take a few upper level courses while working full time. In the spring I plan on taking an 8am Physiology of Animal Reproduction class, and if by the start of the SP 2025 semester I keep getting rejected, I will enroll in more classes 🙂
 
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The issue with taking more classes is that as you get more and more credits, even great grades affect the total GPA less and less because of how many hours you’ve accumulated. I do think it’s good you’re showing improved grades and an upward trend, but I think you’re someone who’s goin to need to apply smart based on what schools prioritize GPA wise. Hopefully you already are since you said your choices were better this year.

You should verify this yourself, but I think the main GPA that Oklahoma State looks at is the pre-req GPA. Or at least it used to be the only one they really cared about. They also average retakes. If your pre-req GPA is significantly higher than your cumulative, maybe consider applying there? Idk if there are other schools that weigh pre-req GPA more heavily but if I were you I’d be googling the heck out of programs to see which have less of a focus on cGPA.

While I get what you’re saying about finances and Ross, aren’t costs for Penn IS, Cornell OOS and Colorado OOS fairly similar to Ross COA? Maybe things have changed more than I realized though. And I do realize that Ross being international also complicates things when facing an uncertain loan future, so I’m not saying I think you should absolutely accept Ross or anything or judging you for declining that offer, but I just bring it up because I didn’t think the cost between Ross and some of the more expensive stateside schools was all that different. Make sure you’re okay with the costs of all the programs you apply to.
 
The issue with taking more classes is that as you get more and more credits, even great grades affect the total GPA less and less because of how many hours you’ve accumulated. I do think it’s good you’re showing improved grades and an upward trend, but I think you’re someone who’s goin to need to apply smart based on what schools prioritize GPA wise. Hopefully you already are since you said your choices were better this year.

You should verify this yourself, but I think the main GPA that Oklahoma State looks at is the pre-req GPA. Or at least it used to be the only one they really cared about. They also average retakes. If your pre-req GPA is significantly higher than your cumulative, maybe consider applying there? Idk if there are other schools that weigh pre-req GPA more heavily but if I were you I’d be googling the heck out of programs to see which have less of a focus on cGPA.

While I get what you’re saying about finances and Ross, aren’t costs for Penn IS, Cornell OOS and Colorado OOS fairly similar to Ross COA? Maybe things have changed more than I realized though. And I do realize that Ross being international also complicates things when facing an uncertain loan future, so I’m not saying I think you should absolutely accept Ross or anything or judging you for declining that offer, but I just bring it up because I didn’t think the cost between Ross and some of the more expensive stateside schools was all that different. Make sure you’re okay with the costs of all the programs you apply to.
Hi Jayna! Thank you so much for your response. Oklahoma requires 8 credits of Orgo (I need to double check that but last I checked it did), and I only have 3 with 1 online lab so in my gap year between cycles I would have to go to a CC or while pursuing my masters, take those extra credits of orgo. But I believe that was the reason I didn't apply to Oklahoma, that and I didnt take the GRE.

I hear what you're saying about cost! I was originally okay with the cost of the schools I applied to, however, with recent uncertainties regarding DOE and loans, and if I would have to take out private versus public, I was no longer comfortable with taking out that much money and going internationally. Additionally, although I knew Ross had issues with class sizes and fail rates, more and more students have come forward and shared their experiences with me and I feel as though I would be setting myself up for debt and failure (that sounds a lil harsh lol).

In regard to the grades, I guess getting my Masters won't really hold that much weight besides last 45 GPA and showing an upward trend?
 
If you do well, it certainly won’t hurt doing the masters, but I just brought it up because I remember how frustrating it was to do really well in classes and only see the overall move a little because of how many credits there were making up that cumulative score. A good semester early on in your schooling can change numbers a lot, but it just gets harder and harder to move that needle when there’s more credits going into the calculation. I don’t think doing the masters is a bad idea especially if you would pursue it regardless, but I think most of the benefit will be in your last 45/upward trend, yes. I think there are “raise my GPA” calculators online that can show you how many credits of “As” or whatever you need to raise your cumulative to a certain level based on how many credits you currently have? Maybe play around with those to see how much effect a masters may have?
 
If you do well, it certainly won’t hurt doing the masters, but I just brought it up because I remember how frustrating it was to do really well in classes and only see the overall move a little because of how many credits there were making up that cumulative score. A good semester early on in your schooling can change numbers a lot, but it just gets harder and harder to move that needle when there’s more credits going into the calculation. I don’t think doing the masters is a bad idea especially if you would pursue it regardless, but I think most of the benefit will be in your last 45/upward trend, yes. I think there are “raise my GPA” calculators online that can show you how many credits of “As” or whatever you need to raise your cumulative to a certain level based on how many credits you currently have? Maybe play around with those to see how much effect a masters may have?
Thank you! I'm a little unsure if I should pursue my MPH or a thesis-based Masters. Main problem here is money (isn't it always?). But based on your responses, it seems like my downfall is my GPA. Do you feel there are any other red flags in my stats?

I'm not sure if it's helpful but in my explanation statement I wrote about that detrimental junior year of college and how my endocrine issues and other health issues as a result of my genetic mutation, began to flare up and I had to juggle driving 3 hours back and forth from campus to UPenn to get diagnostics and treatments while trying to maintain my grades. Not sure if it painted me in an even more negative light or helped my case, I just wrote truthfully. I wrote how I took those tools and how they carry with me to this day and how I perservered and came out on the other side.
 
Yeah, I think your experience and all that is probably fine. Some experience in a GP might be good if the bulk of your experience was shelter animals, but if the shelter position has a wellness clinic and some client interactions I don’t think it’s super necessary. And a wider breadth of experience in large animal, equine or exotics would be neat but again, I don’t think it would be a magic bullet. I think the GPA is what’s holding you back. I think you’ve got a chance, but like you’ve said, you need to anpply smart. unfortunately GPA stuff is the hardest/most expensive/most difficult to change.
 
Yeah, I think your experience and all that is probably fine. Some experience in a GP might be good if the bulk of your experience was shelter animals, but if the shelter position has a wellness clinic and some client interactions I don’t think it’s super necessary. And a wider breadth of experience in large animal, equine or exotics would be neat but again, I don’t think it would be a magic bullet. I think the GPA is what’s holding you back. I think you’ve got a chance, but like you’ve said, you need to anpply smart. unfortunately GPA stuff is the hardest/most expensive/most difficult to change.
Yes! The Wellness clinic was a public, low-cost but high-volume clinic. I had plenty of client interactions haha.

Sounds good. Yeah, GPA is a doozey but I'm giving myself one last chance at applying and then I'm just gonna keep going in research. Thanks for your advice. I'll get started on researching other schools I hadn't considered previously 🙂
 
You honestly have a very decent application it seems. It’s those GPAs holding you back for sure :/ I was in a similar situation my first cycle bc I had SOOOOO many credits even a few extra As only moved my GPAs like .2-.3 which made me actually sob so I GETT ITT!! I did a masters w/ thesis and honestly believe it gave me not only some upper level science courses with As (showing positive grade trends in rigorous classes) but also A LOT more insight on why I’m interested in vet med and it actually completely changed my perspective on my application and my essays bc I realized I really love infectious disease /public health related research and could see myself utilizing it in my career. So if that is something you’re interested in I recommend it 100% but GET . IT. FUNDED. !! have you considered LMU? I know they are a more holistic admissions process when it comes to GPAs.
Other recommendations could be:
1) could you move to a new state and establish residency there for a different IS school that would value the strong points of your application/ GPAs?
2) some schools have the ability to get rid of your first year of school grades or like 6 years back of grades? I’m specifically thinking of Illinois that has this type of replacement. Would you retake those courses if a grade replacement was possible?
Wishing you the best!
 
You honestly have a very decent application it seems. It’s those GPAs holding you back for sure :/ I was in a similar situation my first cycle bc I had SOOOOO many credits even a few extra As only moved my GPAs like .2-.3 which made me actually sob so I GETT ITT!! I did a masters w/ thesis and honestly believe it gave me not only some upper level science courses with As (showing positive grade trends in rigorous classes) but also A LOT more insight on why I’m interested in vet med and it actually completely changed my perspective on my application and my essays bc I realized I really love infectious disease /public health related research and could see myself utilizing it in my career. So if that is something you’re interested in I recommend it 100% but GET . IT. FUNDED. !! have you considered LMU? I know they are a more holistic admissions process when it comes to GPAs.
Other recommendations could be:
1) could you move to a new state and establish residency there for a different IS school that would value the strong points of your application/ GPAs?
2) some schools have the ability to get rid of your first year of school grades or like 6 years back of grades? I’m specifically thinking of Illinois that has this type of replacement. Would you retake those courses if a grade replacement was possible?
Wishing you the best!
Hi! Thanks so much for your response.

Haha, getting that Masters funded is definitely a must!!! As for LMU, I applied last cycle and did not like the way they spoke about my application during my file review. It felt like they wanted to sell their Masters to me more than give me actual advice..soo I didn’t re-apply.

As for establishing residency in a new state, I would consider up-state New York. If I had to pick where I’d dream of going to vet school, it would be Cornell. I loved the campus, the hospital, Ithaca and the faculty. Butttt, unfortunately I am not in a strong financial position to move right now and my partner still needs to finish their degree. So the soonest I’d be able to move would be January 2026, right when I start re-applying to vet school haha. As for dismissing my freshman grades, unfortunately those grades are really really good. I finished my freshman year on the Dean’s list and with a 3.7 GPA. Plus my Chemistry with a lab, Econ, English comp and other pre-reqs were taken that year so I’m not super willing to waive them away 🙁
 
Any chance you have AP courses in your history? As much as it can suck, it can be worth taking those courses for the sake of the GPA points.
 
Any chance you have AP courses in your history? As much as it can suck, it can be worth taking those courses for the sake of the GPA points.
Hi pp9! Unfortunately, my university only accepted 4's and 5's and I got straight 3's lol. No AP credits on my transcript.
 
no actual advice but my stats are very similar and also considering a masters as a plan B. I’ve looked a lot into getting a post-bac since it would be cheaper that way than just taking all of them online again
 
no actual advice but my stats are very similar and also considering a masters as a plan B. I’ve looked a lot into getting a post-bac since it would be cheaper that way than just taking all of them online again
Hi! I had a discussion with my mom about a masters and she considers it a waste of money for this field (she has no filter, but i love her lol). I tried talking to her about doing a research/thesis masters and having that be almost fully funded and she said if I can get it fully funded, then do it. Our worries are the additional debt ontop of my few undergrad loans and the loans vet school would be.
 
. I’ve looked a lot into getting a post-bac since it would be cheaper that way than just taking all of them online again
. Our worries are the additional debt ontop of my few undergrad loans and the loans vet school would be.
for what it’s worth: I see both sides. I did a thesis masters w research and was able to complete post bacc classes for free through the university I got the masters at bc my degree was fully funded. That being said, I accumulated no extra debt and now have an extra degree and a better GPA from upper level science courses I took for free and did well in. BUT at the cost of my literal sanity to finish this degree lol. I think if you WANT a masters and are interested in research, do it. Otherwise, don’t waste your time.
 
Just popping in to say I did 2 non-thesis masters and have a buttload of credits like a ridiculous amount because I hold 3 degrees and a certificate at the moment, and retaking classes I did poorly in plus taking some new upper level graduate biomed science classes through the vet school department for one of the masters DID affect my GPA in a very positive way and it DID move things. To me, your pre-req GPA is nice and if you can just bring up your last 45 through some additional coursework or a masters (your overall is bound to go up a little bit too), I think you have a really decent shot honestly 🤷🏼‍♀️ I was a lower GPA applicant and my pre-req was not close to yours and I got into 6 schools this past cycle (on my fourth application cycle). I wish I had taken the time off to focus on grades, kick butt and then reapply instead of rushing and applying 4 times overall lol.
 
Just popping in to say I did 2 non-thesis masters and have a buttload of credits like a ridiculous amount because I hold 3 degrees and a certificate at the moment, and retaking classes I did poorly in plus taking some new upper level graduate biomed science classes through the vet school department for one of the masters DID affect my GPA in a very positive way and it DID move things. To me, your pre-req GPA is nice and if you can just bring up your last 45 through some additional coursework or a masters (your overall is bound to go up a little bit too), I think you have a really decent shot honestly 🤷🏼‍♀️ I was a lower GPA applicant and my pre-req was not close to yours and I got into 6 schools this past cycle (on my fourth application cycle). I wish I had taken the time off to focus on grades, kick butt and then reapply instead of rushing and applying 4 times overall lol.
Ah! Thank you so much for your response. Did you have to take on additional debt in order to complete your masters and certificate or was it paid for? That's my biggest stessor right now; money. My student loan payments have officially started and I am essentially living paycheck to paycheck (I save a mandatory $500 a month for emergencies and everything else is strictly budgeted) so I really don't want to have to take out another 30k-50k for a Masters 🙁
 
Ah! Thank you so much for your response. Did you have to take on additional debt in order to complete your masters and certificate or was it paid for? That's my biggest stessor right now; money. My student loan payments have officially started and I am essentially living paycheck to paycheck (I save a mandatory $500 a month for emergencies and everything else is strictly budgeted) so I really don't want to have to take out another 30k-50k for a Masters 🙁
For my first masters I worked at the school I took it through so I was able to get tuition waivers for being an employee which basically covered 50% and the rest I worked my ass off to pay for (I had like 2.5 jobs at the time which I def don’t recommend).

For my second one I got a better job outside of the vet med field, saved up a bunch of money, sold my car since it was costing me a ton so I could get something more reliable and cheaper and used that to fund the whole masters without pulling out loans. I also moved back in with my parents for that year to not have rent basically (which for me was the hardest pill to swallow but even with living with roommates my COL was too high).

These were non thesis tho so I had to find ways to fund them myself and I was dead set against pulling out loans.
 
Bumping this as I need to advice moving forward.

Here is an update on my school stats:
Applied to: UAZ, Colorado (MPH/DVM program), Cornell, KSU, Missouri, Wisconsin, Ross, UPenn (IS)
Rejected so far: Mizzou, Cornell, UPenn
Interview Waitlists (soft rejections): KSU
Interviews: UAZ
Accepted: Ross

I know its not over until it's over, but I just want to be prepared for what I will have to do the next 2 years to fix my chances of getting in. I'd be happy to provide my transcripts if anyone is curious to look them over but I will go ahead and just put which courses I got below a B- in and see if it is worth re-taking them or do a masters/certificate:

C+ Parasitology
C Animal Nutrition
C Anatomy
C Calc 1 (Got a B+ in Calc 2 so I won't be retaking this)
C Animal Science
C Molecular and Cellular Biology
C Statistics
C Biochem Lab (Don't ask, the way they set it up was horrendous. My class avg was a 60)
D Genetics (Re-took and got an A-)
D Gen Chem 2 (Retook and got a B-)
D Orgo 2

I have 26 A/A-'s, 12 B+/B/B-, 8 C+/C, 3 D's

Any and all guidance and advice is super appreciated! (Be harsh- I need a reality check)
 
Bumping this as I need to advice moving forward.

Here is an update on my school stats:
Applied to: UAZ, Colorado (MPH/DVM program), Cornell, KSU, Missouri, Wisconsin, Ross, UPenn (IS)
Rejected so far: Mizzou, Cornell, UPenn
Interview Waitlists (soft rejections): KSU
Interviews: UAZ
Accepted: Ross

I know its not over until it's over, but I just want to be prepared for what I will have to do the next 2 years to fix my chances of getting in. I'd be happy to provide my transcripts if anyone is curious to look them over but I will go ahead and just put which courses I got below a B- in and see if it is worth re-taking them or do a masters/certificate:

C+ Parasitology
C Animal Nutrition
C Anatomy
C Calc 1 (Got a B+ in Calc 2 so I won't be retaking this)
C Animal Science
C Molecular and Cellular Biology
C Statistics
C Biochem Lab (Don't ask, the way they set it up was horrendous. My class avg was a 60)
D Genetics (Re-took and got an A-)
D Gen Chem 2 (Retook and got a B-)
D Orgo 2

I have 26 A/A-'s, 12 B+/B/B-, 8 C+/C, 3 D's

Any and all guidance and advice is super appreciated! (Be harsh- I need a reality check)
You have an acceptance in hand. Do you really want to give that up and risk not becoming a veterinarian if you choose to reapply and take the chance of not getting another one?
 
You have an acceptance in hand. Do you really want to give that up and risk not becoming a veterinarian if you choose to reapply and take the chance of not getting another one?
Circumstances have changed regarding my finances for international schools. From my understanding, I would have to take private loans which I am unwilling to do. I have no issue regarding the school, I applied there because I am very much willing to go, however, my finances have changed and it wouldn't be in my best interest to accrue *that* much additional debt
 
Bumping this as I need to advice moving forward.

Here is an update on my school stats:
Applied to: UAZ, Colorado (MPH/DVM program), Cornell, KSU, Missouri, Wisconsin, Ross, UPenn (IS)
Rejected so far: Mizzou, Cornell, UPenn
Interview Waitlists (soft rejections): KSU
Interviews: UAZ
Accepted: Ross

I know its not over until it's over, but I just want to be prepared for what I will have to do the next 2 years to fix my chances of getting in. I'd be happy to provide my transcripts if anyone is curious to look them over but I will go ahead and just put which courses I got below a B- in and see if it is worth re-taking them or do a masters/certificate:

C+ Parasitology
C Animal Nutrition
C Anatomy
C Calc 1 (Got a B+ in Calc 2 so I won't be retaking this)
C Animal Science
C Molecular and Cellular Biology
C Statistics
C Biochem Lab (Don't ask, the way they set it up was horrendous. My class avg was a 60)
D Genetics (Re-took and got an A-)
D Gen Chem 2 (Retook and got a B-)
D Orgo 2

I have 26 A/A-'s, 12 B+/B/B-, 8 C+/C, 3 D's

Any and all guidance and advice is super appreciated! (Be harsh- I need a reality check)
Most of the classes you did lower than B- are the higher-level science classes, which I think is a red flag to the admission that they might think you will struggle and not be able to survive the curriculum in vet school. Based on the number you put originally, the last 45 hours of GPA look good to me, and I would apply to the schools that focus on the last 45 hours of GPA. As your GPAs are low, I would not even bother applying to Cornell and look into holistic schools rather than the ones that average everything. LMU, Midwestern, Iowa, and Saint George are known to be holistic. There are a lot of successful stories on the thread from the previous years. It might help you to set up the school list if you decide to apply for the next cycle.
If you want to fix your science GPA, I would retake orgo 2 because I know some schools still require it, and maybe statistics (? statistics was one of the pre-reqs when I applied 2 years ago) Other than that, you can take some other science classes that you are interested in to boost the GPA.
 
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Most of the classes you did lower than B- are the higher-level science classes, which I think is a red flag to the admission that they might think you will struggle and not be able to survive the curriculum in vet school. Based on the number you put originally, the last 45 hours of GPA look good to me, and I would apply to the schools that focus on the last 45 hours of GPA. As your GPAs are low, I would not even bother applying to Cornell and look into holistic schools rather than the ones that average everything. LMU, Midwestern, Iowa, and Saint George are known to be holistic. There are a lot of successful stories on the thread from the previous years. It might help you to set up the school list if you decide to apply for the next cycle.
If you want to fix your science GPA, I would retake orgo 2 because I know some schools still require it, and maybe statistics (? statistics was one of the pre-reqs when I applied 2 years ago) Other than that, you can take some other science classes that you are interested in to boost the GPA.
Thank you for your response!

Animal science, Molecular and Cell bio, Statistics, Orgo 2 and Biochem lab were 200 level courses which at my university is considered lower level.
Animal Nutrition was 300 level which is upper level.
Parasitology, Anatomy were 400 level which is upper level.

Unfortunately these were all taken when I had a really terrible transition my junior year, but since then I have an upwards trajectory! I appreciate you sharing that these grades might raise a red flag on my application! This gives me a better idea on what I should work on if the remainder of my decisions are not what I hope them to be.
 
Circumstances have changed regarding my finances for international schools. From my understanding, I would have to take private loans which I am unwilling to do. I have no issue regarding the school, I applied there because I am very much willing to go, however, my finances have changed and it wouldn't be in my best interest to accrue *that* much additional debt
Wait. Sorry. I just read this. Ross is accredited and is eligible for US federal student loans just like any other US vet school. Doesn't change the price tag, but absolutely changes what repayment looks like. Jayna is right that debt load for OOS students/students of private schools is often comparable to Ross. Plenty of new grads leaving US schools with 350k+ in loans these days.
 
Wait. Sorry. I just read this. Ross is accredited and is eligible for US federal student loans. Doesn't change the price tag, but absolutely changes what repayment looks like.
Oh! I must have misunderstood things! The entire time I was under the impression I would not able to take out loans for Ross! This changes things significantly
 
Oh! I must have misunderstood things! The entire time I was under the impression I would not able to take out loans for Ross! This changes things significantly
I believe St Matthews is the only unaccredited island school, so for them, private loans/cash would be the only option. US loans can be used for Ross and SGU.

 
I believe St Matthews is the only unaccredited island school, so for them, private loans/cash would be the only option. US loans can be used for Ross and SGU.

Thank you! This does change things significantly!
 
update: i got into CSU. EEEEEK!!! thank you for all the advice and help on this thread, i greatly appreciate it!! 🖤🖤🖤
congrats! as a similar GPA and experience applicant it gives me a lot of hope for next cycle!
 
congrats! as a similar GPA and experience applicant it gives me a lot of hope for next cycle!
love you lots oweue!! you absolutely got this, please dont ever give up! please feel free to dm me if you ever want to chat, i'm here for you always!!
 
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