Wasting my Time?

[futuredoc331]

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I have no access to GradPlus loans. I will not qualify and I have nobody to cosign. I would probably be able to meet tuition and fees at one of my state schools, but I'm not sure how room/board and food is going to work out. The closest school is 90 minutes from home so I can probably commute. I also have a wife and two kids. My wife will be able to work a few nights a week.

Am I insane for even considering going?

 

[philosonista]

My sympathies.

I nearly had to drop out of undergrad because I too had no co-signer and I didn't have a clue about the importance of building credit as a high schooler.

I hope it works out.

 

[Jagon]

You don't need credit for gradPlus. You just need to not have negative reports on your credit report, ie. bankruptcy, defaulting on other loans. If OP has these or something similar thsn he is indeed out of luck, but if he only has a bad credit score or none at all he will be fine.

 

[tiedyeddog]

Am I insane for even considering going?

You only have one life to live, would you regret it if you didn't at the end of your life?

 

[Goro]

Seems impractical right now.

Maybe join the National Guard?

I have no access to GradPlus loans. I will not qualify and I have nobody to cosign. I would probably be able to meet tuition and fees at one of my state schools, but I'm not sure how room/board and food is going to work out. The closest school is 90 minutes from home so I can probably commute. I also have a wife and two kids. My wife will be able to work a few nights a week.

Am I insane for even considering going?

 

[futuredoc331]

Seems impractical right now.

Maybe join the National Guard?

I'm actually in the Army Reserve. Technically, I'm in the inactive component right now so I don't get any of the benefits and I don't drill. I've contemplated going back to being an active reservist. I would then drill once a month and two weeks in the summer. I'll be eligible for 4500 a year tuition assistance, which would help a bit.

Have you had students succeed in medical school while serving in the reserve/guard?

 

[futuredoc331]

I am speculating that you dont have access because of some major financial/credit issue that doesnt meet the guidelines. I had a few students last year with issues and was able to get some political intervention with DOE via contacting congressman and senators. This included a student who had a house foreclosure and many bills in collections. She was able to defer, got a senator to intervene with whatever ass't deputy head for a successful appeal, and this year will be attending an Ivy medical school. So apply, get in and then try this route at least.

Thank you very much for the advice Gonnif. I'm in the same boat as those students. I'll keep this in mind if I end up needing it. The first thing I need to do is get into a school though. For now, I'm just going to put my head down and make it happen. I'll figure out everything else out when the time comes.

 

[Goro]

I don't know if we've had students who were active reservists/Guard members. Certainly getting called up two weeks a year in the middle of, say the Endocrine System course would be detrimental to your medical training. But military students might get some sort of break in exchange for doing, what is it......HPSP? Meaning, once you graduate, you are commissioned an officer and serve for something like four years as a doctor.

Bets to inquire in some of the other threads about the specifics.

I'm actually in the Army Reserve. Technically, I'm in the inactive component right now so I don't get any of the benefits and I don't drill. I've contemplated going back to being an active reservist. I would then drill once a month and two weeks in the summer. I'll be eligible for 4500 a year tuition assistance, which would help a bit.

Have you had students succeed in medical school while serving in the reserve/guard?