What is your projected debt? Undergrad included.

[FattySlug]

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So what is your projected debt including undergrad? Just want to see where I am compare to other SDNers. I have no undergrad debt but med school is going to put me 320k in the red.

 

[neuro nephrons]

> 9000

 

[gmcguitar4]

Med school debt could be anywhere from 100-250k depending on where I get in. I am already 60k from undergrad.

 

[typicalindian]

$0 undergrad. $a lot for med school

 

[FattySlug]

Med school debt could be anywhere from 100-250k depending on where I get in. I am already 60k from undergrad.

So worst case scenario for you, you are still 10k better off than me? FML.

 

[tn4596]

320k? may i ask which med school are you going to?

 

[Ruhroh]

state school or GTFO. I love big-name institutions, but I love money even more.

 

[teeheehee]

.

 

[sliceofbread136]

0

I'm spoiled 😉

 

[Stumpyman]

About 10K for undergrad.

 

[Contagi0n]

$0 undergrad, POTENTIALLY $0 medical school (I plan on doing the HPSP scholarship if I DON'T get into my state school)..

 

[cwrig14]

70,000- undergrad
Assuming 100% loans for medical school. I have one state school.
State school- 200,000
Private school- 280,000
Also consider grad school loans are now unsubsidized, and accumulate interest while you're in school.

 

[Ironmandoc]

Undergrad 15k
Med school 34k/year (luckily I have 30k year full tuition scholarship)

🙂

 

[gettheleadout]

$0 undergrad. $a lot for med school

Same lol

 

[TheWeeIceMan]

Thinking about how much debt I could be in after med school scares me on a daily basis. However, I don't have any UG debt, so that's a small silver lining.

 

[plumazul]

$0 undergrad, POTENTIALLY $0 medical school (I plan on doing the HPSP scholarship if I DON'T get into my state school)..

Doesn't that just change the "debt" from one form into another?

 

[RomanTaylor]

$0 for undergrad (7 years military = awesome VA benefits), potentially 0 - $70k for med school (depends on how much of my soul I wanna give to Uncle Sam...again).

 

[penguinism]

Where are you going that is giving you $320k of debt? Is that including interest?

I'll probably have $110-120k of debt from medical school.

 

[911 Turbo]

90k undergrad

don't want to think about medical school

 

[235788]

180-200k

 

[wololololololo]

Tufts averages 80k per year counting 10-12 months of living expenses.

 

[qwerty2012]

a little over 30k from undergrad/grad. Expecting ~200k for med including living expense. Hopefully lower.

 

[235788]

Tufts averages 80k per year counting 10-12 months of living expenses.

and loyola is in the 90's...





no medical education is worth that per year.

 

[911 Turbo]

and loyola is in the 90's...





no medical education is worth that per year.

Yeah but if loyola was the only med school you got into...

 

[lobo.solo]

$0 undergrad. $a lot for med school

Same here

 

[brandxnew]

$0

 

[kpcrew]

maybe 150k or so plus whatever is left from my undergrad after this year

 

[jHustle]

bout 350

 

[Charles Darwin]

~30K undergrad, who knows about med school

 

[NickNaylor]

Looking at about $130k with capitalized interest after graduating med school. I was fortunate though in that I graduated undergrad only $7k in the hole.

(sent from my phone - please forgive typos)

 

[Cinclus]

Zero debt for undergrad and grad school, and zero debt predicted for med school. And yes, I'm mega-grateful for scholarships, TA stipends, and the generosity of my grandparents.

 

[AFER]

Years and years - wouldn't want it any other way.

 

[Porfirio]

~206K (in-state schools both times)

 

[uiuc2012]

and loyola is in the 90's...





no medical education is worth that per year.

Loyola is nowhere near 90k per year. Where on earth did you hear that?

 

[darkjedi]

With capitalized interest, it's looking to be about $180k for total cost of attendance after 4 years.

 

[Yonko Shanks]

10k in undergrad. thank god for scholarship

 

[darkjedi]

Looking at about $130k with capitalized interest after graduating med school. I was fortunate though in that I graduated undergrad only $7k in the hole.

(sent from my phone - please forgive typos)

Chicago treats their students well

 

[FattySlug]

You guys' responses make me depressed even more. I am the only one around here gonna be >300k in debt??? NOOOOOO!!!! Tufts y u so expensive???

 

[235788]

Loyola is nowhere near 90k per year. Where on earth did you hear that?

The estimated costs from the MSAR.




ahh nvm it was in the 70-80s --- still far too much!

 

[Feed Me]

How often is interest compounded on the unsubsidized loans?

 

[arresteddev]

I won't have any debt from undergrad, but oh boy will med school kill me. I'm not expecting to get any financial aid. My parents also won't be contributing since they foot the bill for undergrad and will be doing the same for my brother. I'd put it at around 200-250k in loans. Add in the accruing interest, and you have a case for me crying into my empty wallet on Friday nights.

 

[Ironmandoc]

How often is interest compounded on the unsubsidized loans?

The rate is 6.8% apr

 

[darkjedi]

How often is interest compounded on the unsubsidized loans?

I've read conflicting reports on how often interest is actually compounded, from daily, to quarterly, to yearly.

The rate is 6.8% apr

Unfortunately that does not help determine the compound period. The more often our interest compounds on these loans, the higher the effective annual interest rate will be. Our EAR's are likely higher than 6.8% and probably more like 6.9-7.0%

 

[MrTambourineMan]

Combining undergrad and med school is a little more than $100k total. May seem low compared to many but 6 figure debt is still scary.

 

[thelaw986]

$0 undergrad. $a lot for med school

thats about right

 

[DocHawk117]

215 K w undergrad included. That's not even the super depressing thing. Check out the payback plans... 2,100/month for ten years (during residency that'd be like half of your salary)... or basically less than that... for your entire life hahaha.

 

[blub1212]

~42k for UG
~300K for Med School

 

[JTL]

Thinking about how much debt I could be in after med school scares me on a daily basis.

Me too, brother. Me too...

 

[NickNaylor]

~42k for UG
~300K for Med School

Yikes.

(sent from my phone - please forgive typos)

 

[LaughingMan]

Looking at about $130k with capitalized interest after graduating med school. I was fortunate though in that I graduated undergrad only $7k in the hole.

(sent from my phone - please forgive typos)

I'm sorry--I thought you had a full ride to Chicago? I thought I saw that on your old MDapps? Surely cost of living with rent isn't that high?

Anywho,

0 for Undergrad
0 for my MPH
0 projected for Med School

I invest a lot and help my parents with our corporate management thus they will pay for everything.