Kinda hard to warn someone that is already knee-deep, wouldn't you concur?
And medicalcorpse, I am not sure if you knew this, but after a read through your website, I realized something about your 19 years of service without a pension. If you were to take a job with the VA, even part-time for a year or more, you could use your military time to count towards your retirement. It will cost you...probably around 7 or 8 grand to get your time accredited in the VA system, but you could salvage your time in the military and retire early. I know that you are probably making 4 times as much as a civilian anesthesiologist, but thought that I should at least mention this, in the slim chance that you did not already know about this. I knew a guy that got out of the military at 14 years because he just could not tolerate it anymore. He took a job with the VA, then he paid around 5 grand to have his time accredited, and he retired early. The VA just took 200 out of his paychecks until the amount was paid in full, and when he reached retirement age, after only 6 or 7 years in the VA system, he retired.