who did u consolidate with???

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Sallie Mae. My weighted average interest rate is 3.75% and I included my perkins loan (pre-Perkins the WAIR was 3.74%). I don't remember what my benefits were... I got some kind of discount for auto-debit I think. I also get entered into some contest to win $xx,xxx to pay off loans (I honestly never pay attention to that since the chance of winning is so slim). I like the online access.
 
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