I will try my best to explain my interpretation of this, but I am making no guarantees.
Micelles form as a result of the hydrophobic tails and their repulsion to the hydrophilic factors of water. As a result, they form a spherical shape where the hydrophilic heads form the outer membrane.
If the heads were ionic, they would naturally repel each other. Therefore, the micelles would be smaller since they do not want to be as close to each other (since larger micelles would require that they are in closer proximity in order to prevent water from entering, I think?...). As for why they form, resonance would distribute the charges throughout the molecule, so the repulsion is still much smaller than the repulsion between the hydrophobic tails and water.
My explanation is based on my interpretation and I could be completely off. But usually, when in doubt, resonance is the answer 🙂.