WVSOM New Member

[dnrme44]

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Hello,

I am a 3rd year student at WVSOM. I was turned on to this site by a classmate. Just trying it out for now. More to follow!


dnrme44

 

[SK8DOC]

Hey,
I have been accepted to the class of 2010 and have many questions about the clinical years at WVSOM. Would you care to enlighten a newbie to med school about what to expect from WVSOM's third year clinical rotations such as opportunities to do electives, areas of the country that are possible to rotate through, housing provided at each clinical site, etc....
Thanks and any info. would help tremendously

 

[theresa83]

come join us all in the thread called "WVSOM 2010 anyone?" everyone is in there

 

[dnrme44]

Hey,
I have been accepted to the class of 2010 and have many questions about the clinical years at WVSOM. Would you care to enlighten a newbie to med school about what to expect from WVSOM's third year clinical rotations such as opportunities to do electives, areas of the country that are possible to rotate through, housing provided at each clinical site, etc....
Thanks and any info. would help tremendously

congrats on your acceptance! i am doing a traditional track. i'm not sure if they are offering that option to your class. i was required to do certain rotations in WV (5 months minimum). though there was a problem with my required IM rotation, so i was allowed to schedule it in SC. otherwise, i have done the remainder of my rotations in SC. i went to Idaho and spent 3 months doing rotations as well.

i have been told that all 3rd year rotations, starting with your class, will have to be done at a statewide campus site in WV. the fourth year will not change from how it is now. you will be able to go to any state where you can find a licensed preceptor...either allopathic or osteopathic.

I only requested required sites that had housing, i moved back to SC after the completion of my 2nd year. If you are allowed to do tradational, they will provide you with a list of sites. they also provide housing information with each site...if it's available. i believe that most of the people that do statewide campus, simply move to the area of thier rotation.

if you have any other questions, let me know. good luck.

 

[DrBMX]

dnrme44,

Thanks for your time. I do have another question for you and other out of state WVSOM students.

Let's say that after for years of med school, you had abour 280k in debt (This number may be increase more by 2010). Then, you'll going to primary care (as 86% of WVSOM grads do) in another 3 years (fast track). You'll make about 130k per year.

Here is the thing. If your salary is 130k per year, you'll take home about 72k (assume that 45% tax). In other words, you'll made about 6k per month. However, 300k in debt with 8.5% interest rate (grad + undergrad) would come out 3000 per month in 20 years (yes, 20 years). Consequently, you'll make 3000 per month as a doctor (or 36k per year after 11 years of studying) 😱 . If this is true, I think this is hell. So, how do you project your future or manage to pay it back?

Please correct me if there was any wrong or I overcalculated. I don't see a good balance if you're coming out of 300k in debt and going to primary care.

Thanks again.

 

[dnrme44]

dnrme44,

Thanks for your time. I do have another question for you and other out of state WVSOM students.

Let's say that after for years of med school, you had abour 280k in debt (This number may be increase more by 2010). Then, you'll going to primary care (as 86% of WVSOM grads do) in another 3 years (fast track). You'll make about 130k per year.

Here is the thing. If your salary is 130k per year, you'll take home about 72k (assume that 45% tax). In other words, you'll made about 6k per month. However, 300k in debt with 8.5% interest rate (grad + undergrad) would come out 3000 per month in 20 years (yes, 20 years). Consequently, you'll make 3000 per month as a doctor (or 36k per year after 11 years of studying) 😱 . If this is true, I think this is hell. So, how do you project your future or manage to pay it back?

Please correct me if there was any wrong or I overcalculated. I don't see a good balance if you're coming out of 300k in debt and going to primary care.

Thanks again.

DrBMX,

you are exactly right. however, my student loans (mostly undregrad) were consolidated at a much lower interest rate of around 3%. i also joined the army. they have picked up the entire tab for my WVSOM education.

i think that by continuing to increase the cost of tuition, WVSOM administration has put in jeopardy the number of grads that will go into primary care. i'm not, and a number of my classmates are not planning on that route either. it just doesn't make sense financially.

if this trend doesn't reverse itself, then i believe that the US News and World Report ranking will be a thing of the past.

dnrme44

 

[Megalofyia]

DrBMX,

you are exactly right. however, my student loans (mostly undregrad) were consolidated at a much lower interest rate of around 3%. i also joined the army. they have picked up the entire tab for my WVSOM education.

i think that by continuing to increase the cost of tuition, WVSOM administration has put in jeopardy the number of grads that will go into primary care. i'm not, and a number of my classmates are not planning on that route either. it just doesn't make sense financially.

if this trend doesn't reverse itself, then i believe that the US News and World Report ranking will be a thing of the past.

dnrme44

Granted I'm only a lowly first year but I am under the understandign that there are a few pay back programs if you do go into primary care. Like if you practice family medicine in West Virginia type things the hospital or someone will pay your loans.

 

[DrBMX]

Please give us some details or evidence. I don't want to invest 300k and then hear something like they'll pay my loan if....

Granted I'm only a lowly first year but I am under the understandign that there are a few pay back programs if you do go into primary care. Like if you practice family medicine in West Virginia type things the hospital or someone will pay your loans.

 

[DOforGod]

Granted I'm only a lowly first year but I am under the understandign that there are a few pay back programs if you do go into primary care. Like if you practice family medicine in West Virginia type things the hospital or someone will pay your loans.

You can get information about national health shortage areas that will pay back your loans. Also, some places that want to hire you post-residency will offer loan repayment in your contract. You just have to be willing to negotiate these things. I know that there are also some NHSA programs that will not only pay your loans but will also give you money to pay the taxes on those loans. Sweet. Of course, you could always join the military!