Your loan payments are deferred while you are in school. Interest accumulates, but it's going to be "that way" whenever you have to take out a loan 🙁
BTW, You CAN have a job. I know people that do it! And the summer schedule is not intense. I definitely plan on getting a job...I just have to look for one 😉
Something I wish I had know too. You can be an RA. It's a fantastic way to save money!!! Yes, it requires some work, but there are people in my class that are and they are doing just fine....