We cover our nights ourselves. There is one partner who loves to work nights. He covers about 1/3 of the nights and the rest is split between us.
We work very hard, but nobody wants to make less and hire a new person. I am totally fine with working 20% less and making 20% less. 20% less of what I make now is still a good money, even among specialist salaries. But you can not choose your hours. Private practice is all or none these days.
Ironically, this year we are going to work more, albeit for more money. Our volume is a little up and we recently made a new contract equal to one FTE (one full time employee). We are not hiring anybody new. If you ask the group why, they will tell you that this gives us job stability. Right now, even if we lose 2 of our contracts, still we will be guaranteed X salary. But they will tell you that if we hire someone and we lose a contract later, then we won't be guaranteed the X salary. It seems that we HAVE TO make a certain minimum amount of money (X). Like everything else, if you want to be guaranteed X, you should have a marginal safety (Y). The bigger the Y, the more secure you feel that X is obtainable.