Attached is an example of a Salary to Debt Analysis....feel free to post any questions or concerns. Hopefully this helps clear up some questions everyone has concerning the DPT debt...
Just in case there's any Texans on here or people applying to Texas schools...ASU is only ~$35K a year in-state for all three years (not including clinicals or COL), and I want to say UTSW is only ~$25K for three years. Correct me if I'm wrong, but that's what I remember hearing. Then again, ASU takes 20 people and UTSW takes about that much so it's pretty competitive. ASU has their Carr Scholarship for qualified applicants though, so if you can meet those standards you can shave off $3000 a semester I think.
It doesn't need to be a 2:1 ratio of debt to starting salary. There are $50k programs out there...even less. If you already paid off undergrad, then you can walk out at graduation and a month later be pulling in @$60k at least, with around $500/mo. loan payments. That's very doable, and if you don't go crazy and buy new cars/houses all at once, you could even pay it off pretty aggressively.
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Ah, I see. SallieMae is offering me a ******ed deal with 11% interest in addition to the LIBOR. LOL, I hope the LIBOR stays low. Damn, I need a cosigner.
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