Financial Aid Question- Accepting Loans

[StarrySky5]

I've gotten my award for financial aid for both the fall and the winter/spring semester (direct subsidized and un-subsidized). Anyone know if you have to accept the winter/spring loans at the same time as when you accept fall loans? Or can we accept the winter/spring loans closer to the start of that semester (like sometime in December)?

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[Faux]

you accept both at the same time, but they are disbursed separately.