I have actually, when I was younger. My dad, as I have mentioned was an accountant at the time when him and my mom had me and my sister. Two kids. He did not make much more than 40k a year, and my mom stayed home and raised us. After about 8 or so years he saved up enough money to move us all down here to a wealthy area of NJ.
Obviously our household income is high now.
You also have to look at where Cscull lives. He/she probably lives in an area where the cost of living is not nearly as high as it is in NJ.
I was obviously too quick to judge, but, I didn't really. All I said was "good luck supporting a family on 40k a year." It is hard, yes, maybe in YOUR area you can support a family on 40k a year but where I live, you can forget about it.