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Is this your new model you are trying out and are those returns what the model would have done for the past 5 years?
Say it.
Yes, that's an Astra trained model using P123 proprietary engine. For whatever reason, I can only equal the P123 engine if I do everything independently but if I actually use the engine, I can dramatically enhance it. It kind of baffles me to be honest.
someone build this man a bespoke anti-insurance data center!
I'm using Opus 5.5 this morning and am more and more impressed with it. I'm also giving it greater control over my computer and network. Unlimited tokens? Sheesh, I'd go nuts. Fable tokenization is just horrendous. I keep hearing rumors they have a Fable 5.5 ready to release around the IPO.
I bought MRVL around 300 or about the ATH. But with the calls I sold when it dropped, up prob 8-10%.
Celebrate!!!!
Nice! I only noticed today was ATH personally b/c my combined holdings in my main brokerage hit a nice round number for the first time. I'd been dancing just under said number since mid-August.
Well everything is up, so us olds just have the benefit of more chips in play at the casino 😉
By which I mean, SP500 is up 15% ytd, so if you have roughly 6.5mil tracking that you are up a mil.
Time and money is what this game is all about. Give me a 20 year old guy who throws it in an index than a 50 year old guy who can pick the best mutual fund for 20 yrs.
You'd be surprised. I can think of 2 docs in my current group that are literally over 70 and working as FTEs. One of them has to work 7 overnights this month and swings to days then back to nights over the course of 2 weeks. The other guy freely admits that he doesn't have enough saved due to a divorce and "giving it all away to my kids", etc.. One doc from my old group...we had to pull him off the schedule at 75 because his health was just failing and he started not showing up for shifts or could barely make it through one. He had several divorces. Divorce without a prenup is probably the number one threat to any physician or high earner unless they are married to a spouse with commensurate earning potential.
Hey easy now. I’m scaling back to 0.8 FTE at 5 years out to spend more time with my wife and young/baby kids and I’ll still be building $150k/yr in equity. Granted my wife works full time (non physician 9-5). If you can swing it, why not?
I see many more mid-career docs that are trapped in lifestyle than young docs.
Need to pick up shifts
Oh I was broken in 09-10 more beans than ramen. If I’d had more than a cent when I finished residency I would have bought in our first neighborhood instead of renting and would have flipped that for triple years ago.
Same. Graduated residency in 2022. Though honestly with the way that wealth inequality is going, there’s a decent chance the 2042 grads will be saying that same thing about us.
Right out of residency is poor form. Keep running 3-5yr and get that debt gone and compounding nest egg going.
While houses cost $1.5m in LCOL and student loans are $500k. It could be reality.
