loan forgiveness

  1. Andrew StudentLoanAdvice

    Changes To PSLF And What It Means For Borrowers

    There is no shortage of news in the student loan realm. You may have seen the recent article in NPR detailing changes to public service loan forgiveness, and how Navient and FedLoan are exiting federal loan servicing. PSLF is changing and it's great news for some of you! While the rule...
  2. D

    HPSL loan Question

    Hi everyone, I'm a first-year dental student. I received an HPSL loan (amount: 16 k) as part of my financial aid package. I also received direct unsubsidized loans aka Direct Stafford Loans (amount: ~45 k) and a hardship waiver of 3 k. My tuition and expenses are ~ 53 k for this year. I am...
  3. G

    10 yr + out in practice, what are you doing about your student loan?

    For those that have been out 10+ years, how are you managing your student loan? Did you opted for pay-as-you-earn and plan to have the loan forgiven in 20 years? Did you re-finance and paying down the loan as fast as you can? How are you faring? If you are planning on the 20 years...
  4. petomed

    USUHS and pre-existing student loans

    Are the same loan forgiveness / repayment options available as with regular military personnel if pre-existing or undergrad loans are not already paid down before beginning the 7+ year active duty requirement? Example: - $40,000 old undergrad debt remaining after completing USUHS + residency...
  5. C

    Married Loan Repayment Advice

    I am graduating med school this year with ~350,000 in student loans (federal direct unsubsidized and direct grad plus loans). I am married to a high income earner with annual income ~150,000 and likely to increase over residency. For this reason, if I choose the REPAYE repayment plan, (which it...
  6. E

    Jobs that Count for Public Service Loan Forgiveness in Radiology

    Hey peeps, I am a newly graduating 4th year medical student with a lot of debt and in the process making decisions about loan repayment. I know there is the public service loan forgiveness program that applies to employees of nonprofit hospitals (503b I think). What kind of jobs and How many...
  7. F

    2018 Whitehouse Budget to remove PSLF...

    Something to watch out for: Current 2018 Whitehouse Budget proposal is planning to eliminate PSLF and consolidate all IBR to a single method. Pg 140 https://www.whitehouse.gov/sites/whitehouse.gov/files/omb/budget/fy2018/msar.pdf
  8. Chimikins

    Loan Repayment Programs

    Hey everyone, I'm currently hounding the internet for any programs/ scholarships that can potentially help me find a job and graduate with lesser debt after I graduate from vet school. I've only found one that I don't qualify for yet. Are there any more that you guys know of? For anyone who...
  9. R

    Med School Loan Forgiveness, Public Service Forgiveness Loan, etc.

    Thinking about applying for the Public Service Loan Forgiveness, I heard its a great way to reduce your medical student and graduate debt. I have been searching for resources online. I thought I would collect what I find and post it here (might save people sometime). I think there are more...
  10. Kavity

    Grad Plus or Federal loans?

    Which is better to take out, a private loan or a Grad Plus loan? Also, how does loan forgiveness work after graduation? Is it better to take out a Grad Plus loan (does it also count in loan forgiveness?)?
  11. O

    Employment & Professional Networking Loan Forgivness OTD

    As a student hoping to start occupational therapy school in Fall 2017, I was hoping to get some info on different loan forgiveness options that people have come across. I'd love to hear from those that have actually taken part in the programs and paid off their student loans through these...
  12. G

    MD Anderson does not consider trainees employees

    Just some info. for those looking to MD Anderson for residency or fellowship. They will not sign the form for your public service loan forgiveness program because they do not consider you an employee and instead just a trainee. They were apparently advised by their lawyers not to sign it...
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