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Discussion in 'Finance and Investment' started by mshheaddoc, May 3, 2007.
CNN posted this and I just came across this. I thought there were some GREAT tips!
oh yes,i've been called cheap, i prefer 'frugal', but some of those things drive me crazy. like the airline stuff--don't get me started. on atm fees....sure, it's only a couple $ here or there, but it does add up.
i'm actually trying to shop for a new bank for checking now since i'm moving states. i'm looking at TD banknorth for basic/free non-interest bearing checking b/c they have no ATM fees and will refund those charged by other banks. unlimited, no monthly fee. only thing is they will have no atms or branches near where i will live and work, but my other option is the local bank whose atm is located in the hospital and i'm not too hot on them.
What about WaMu? They have a pretty good deal on now. Free Checking + 5% Saving account - but, while they'll never charge you for using an out of network ATM, they won't refund the other bank's charge.
In my experience, credit unions don't have most/all of those horrendous bank fees, or they are MUCH lower. If you have the opportunity, join a credit union.
Finding ATMs that don't charge is more difficult, but they are out there:
It didn't say how to avoid paying the fee for Step II CS