Use the second equation. You need to consider the dissociation if it occurs. I think Kaplan just assumed nonelectrolytes (where i = 1)... so I think they just left out the "i"... but if you're dealing with electrolytes, you definitely need to know that "i" is a part of that equation.
And YES, you should know the general solubility rules.
Hope that helps.
by the way...
NaCl dissociates into Na+ and Cl-, so your i = 2 in that case.
yeah i had the kaplan book too and they dont realize how important the i factore is because they assume its one in most probs...for NaCl, the i is 2 because as stated above NaCl breaks up into ions of Na+ and Cl-