Of course, that sound nice. I, too, thought the same time. We were all students. I thought, well I have a biology degree and can't really get a good job. Maybe teaching high school for $30,000/yr. Or I could go to med school, or podiatry or chiropractic, etc....
I chose optometry because like you, I naively thought, "I would be happy making $100,000 for standing around doing refractions". It does sound good on the surface.
Problem is, as we've discussed, $100,000 with no bills is good. $100,000 with $90,0000 worth of bills (overhead) is not good. If you've got rich parents that foot the deal you are certainly better off. If not...............
You graduate and find there are not many jobs. After a long search you get 2 days of work at Walmart as a fill-in and 2 days at a Lenscrafters and Saturdays working for a private practice OD. So you bring in $350 (generous) per day So you make $7,000/month. Sounds awesome still, right?.
Taxes will take away $2,000 right off the top since most likely you will be an "independent contractor". If you have school loans at $2,000/month (
see *loan calculator below), your already down to $3,000 of "spending money". About where a police officer or teachers is at the end of the month. Except out of your 3 grand, you have to pay $1,000/month for health insurance(or maybe $500 if your single). That leaves $2,000. A decent house will cost you $1,500/month and maybe you want to finally get rid of that 1989 Tercel so you get a new Camry at $400/month.
After all that (very realistic scenerio) you have about $100 left for food, gas and entertainment............BUT YOU GET TO BE A DOCTOR! And the problem is, unlike most other professions, you pay will not increase much, at all, over the years. So that $84,000 in 2012 is still gong to be $84,000 in 2020. There is no advancement in optometry unless you have your own office where you can see as many patients as you can find (gotta dress in a bid eyeball suit and stand by the road just to get a few new patients).
The people that will do well in optometry in the future will be the same type that did well in optometry in the 1950's. Their GPAs were in the 2.0's just as the future ODs will have trying to fill up the new school. Before diagnostic and therapeautic drugs, ODs were basic refractionists. TOTALLY MIND-NUMBING WORK. THAT's the type of person that is tailor-made for optometry. The type of person that can sit on a porch and watch cars pass by all day. Or one that is happy watching paint dry and grass grow.
Strugging to pay bills every month gets VERY old in a few years. Refracting people over and over and over and over gets very old in a few years. THEN you will realize that you are smarter than this and that you wasted your life doing a job that could be done by a person with an associates degree. There is almost ZERO thinking in optometry. ZERO intellecutal challenge unless you are one of thost paint drying watchers. In which case, you'd be happy doing ANY job.
So in summary:
1. You won't be making as much 'take-home' money as you think.
2. You likely won't be 'intellectually' satisfied as optometry is mind-numbing, simpleton work.
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