Advice on whether to do an SMP/linkage program with 516 MCAT and 3.7 GPA as a Reapplicant

[icedlattelover]

I applied during the 2023-2024 cycle and ended up not getting in. I got 1 interview from a school in Arizona and was then ultimately rejected. At this point, I took the MCAT 3 times 502 --> 510 --> 507 (I know I shouldn't have taken the third attempt - a friend of mine passed away during that time and I wasn't doing well mental-health wise). I have a 3.7 cumulative GPA and 3.62 science GPA from a t-10 undergrad as a biology major.

After not getting in last cycle, I decided to apply to SMPs like Rosalind Franklin's BMS and NYMC's AMP. I got accepted into both of these programs. I like NYMC's program more, but the only thing is that NYMC's program is binding to their school of medicine upon completion of their master's. I was completely fine with this until I received my newest MCAT score, in which I got a 516. I am an ORM from California, so ideally I would like to attend a medical school in California. On the other hand, I understand that it is my 4th MCAT attempt so I don't know how schools will view my stats. Do you think I should proceed with NYMC's binding agreement or do you think I have a shot of getting into another "better" or even an in-state school? Also, I would have to pay the full COA for the SMP and medical school using loans, so ideally I would want to save as much money as possible. Does anyone have suggestions on SMP's that have strong linkages to their medical schools without it being binding? Do I even need to do an SMP?

Here is some more info about me:

CA, ORM, 2 gap years (about to enter third)
3.7 cumulative GPA, 3.62 science GPA, t-10 undergrad, biology major
MCAT - 502, 510, 507, 516
Clinical experience - 2400 hours as full-time scribe
Research experience - 1500 hours, 3 publications, honors thesis
Volunteer experience - 300 hours of hospital volunteering, 80 hours at church's food pantry, 60 hours at free eye clinic, 60 hours at women's shelter

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[chilly_md]

California is likely the most competitive state. There are many applicants, and many of those are not on their 4th MCAT. The schools more flexible on stats are usually very focused on a particular mission (UCR is for IE residents, Loma Linda has specific religious beliefs)

Where did you apply and were the above hours completed and included on your app at that time? Did you add anything during the cycle?