Ahhh, is it really worth going to NYU or should I reapply???

[flycd05]

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So I honestly cannot get over the price of NYU - it's 90k/year and I would graduate with a debt of close to 400k which i think is ridiculous! So, I know many people on this thread might say that I'm taking NYU or getting into dental school for granted but i don't know if the school is worth the money u pay for.

so by the time i graduate college this may, my stats will be 21/21/20 dat score and ~3.3gpa/3.05 sgpa - so with those stats, I'm REALLYYYY confused on what to do:

1) should i go to nyu and take the huge debt?
2)should i go to nyu and attempt to transfer to another school after my 1st year (im not sure how easy it is to transfer either?)
3) should i reapply this summer and apply super super early in june instead of in august like i did this past year? (don't know how much 2 months earlier will make a difference?)
OR
4) should i do a post-bacc program for a year and then reapply (however, i hate having to lose 2 years in the process by the time i start dental school!)

NYU is the only schoool ive been accepted to but im still waiting to hear back for interview invites from bu, tufts, temple, but i dunno how good its looking at this point so im trying to figure out my next step! ahhh any help would be awesome 🙂 thanks guysss

 

[doc3232]

So I honestly cannot get over the price of NYU - it's 90k/year and I would graduate with a debt of close to 400k which i think is ridiculous! So, I know many people on this thread might say that I'm taking NYU or getting into dental school for granted but i don't know if the school is worth the money u pay for.

so by the time i graduate college this may, my stats will be 21/21/20 dat score and ~3.3gpa/3.05 sgpa - so with those stats, I'm REALLYYYY confused on what to do:

1) should i go to nyu and take the huge debt?
2)should i go to nyu and attempt to transfer to another school after my 1st year (im not sure how easy it is to transfer either?)
3) should i reapply this summer and apply super super early in june instead of in august like i did this past year? (don't know how much 2 months earlier will make a difference?)
OR
4) should i do a post-bacc program for a year and then reapply (however, i hate having to lose 2 years in the process by the time i start dental school!)

NYU is the only schoool ive been accepted to but im still waiting to hear back for interview invites from bu, tufts, temple, but i dunno how good its looking at this point so im trying to figure out my next step! ahhh any help would be awesome 🙂 thanks guysss

Go to NYU IMO.
1. It is hard to transfer.
2. Your science gpa is low.
3. You are talking about wasting 1-2 years. You will lose money in these years and will lose 1-2 years of making money as a dentist to relieve the debt.

So in the end, I think you are taking the tougher route.

good luck with decision.

 

[Oracle DMD]

transferring is so rare it's almost not an option. you'll make the money back garunteed. relax about the cost and go to NYU. it's definately not worth throwing away an opportunity and sitting out a year or two. also, dental eduacation is a small world, if they find out why you snubbed them, word might travel farther than you'd like. take it and enjoy new york city!

 

[ttom]

So I honestly cannot get over the price of NYU - it's 90k/year and I would graduate with a debt of close to 400k which i think is ridiculous! So, I know many people on this thread might say that I'm taking NYU or getting into dental school for granted but i don't know if the school is worth the money u pay for.

so by the time i graduate college this may, my stats will be 21/21/20 dat score and ~3.3gpa/3.05 sgpa - so with those stats, I'm REALLYYYY confused on what to do:

1) should i go to nyu and take the huge debt?
2)should i go to nyu and attempt to transfer to another school after my 1st year (im not sure how easy it is to transfer either?)
3) should i reapply this summer and apply super super early in june instead of in august like i did this past year? (don't know how much 2 months earlier will make a difference?)
OR
4) should i do a post-bacc program for a year and then reapply (however, i hate having to lose 2 years in the process by the time i start dental school!)

NYU is the only schoool ive been accepted to but im still waiting to hear back for interview invites from bu, tufts, temple, but i dunno how good its looking at this point so im trying to figure out my next step! ahhh any help would be awesome 🙂 thanks guysss

If you are CERTAIN that you'll be accepted next year, then decline the offer. If not, then take the offer and run with it! Your GPA is low, though your DAT is good, but I wouldn't risk reapplying next year. Think SERIOUSLY before you decline the offer. Good luck!

 

[flycd05]

i mean no school is a guarantee but if other schools like bu, tufts, or temple do not invite me the 2nd time i apply, theres a good chance nyu will invite me again b/c of my higher stats? or do u think they may hold a grudge against me b/c i turned them down the first time?

If you are CERTAIN that you'll be accepted next year, then decline the offer. If not, then take the offer and run with it! Your GPA is low, though your DAT is good, but I wouldn't risk reapplying next year. Think SERIOUSLY before you decline the offer. Good luck!

 

[flycd05]

no trust me, i really wana go..but im just wondering at what cost though...why not do a post-bacc, go to a better school, and pay less tuition while ur at it, right?

There are many applicants who are waiting to even get an interview from NYU. I wonder whether you really want to go to dental school because there many people with only one acceptance and they are more than happy to start dental school next year.

 

[missDDS]

if you are not really interested to go to NYU and think you're going to be miserable there and on top of that the huge price will be in the back of your head for the next four years, i think itll be incredibly hard to do well enough there.

 

[dentaldental100]

It seems like you already made your decision, and you just want us to pamper you with wat you want to hear, so here it goes.

Yes, NYU is expensive, you'll be in massive debt, don't go, reapply next year, you'll get in somewhere, and it will make someone on the waitlist at NYU happy next week!

There you go,

problem solved.

 

[EyEnStein 07]

i honestly think you should go, because going to post-bacc when your already accepted, and trying to raise your gpa just to retake classes you already took is dumb. Also there is no guarantee you will get into somewhere you want in the next cycle. Its better to have the degree and debt, as oppose to no degree and dishing out more money. I know your probably really frustrated, but sometimes its good to take risks, especially since yours will have a high success rate. i suppose you will most likely get a job after graduation....so you can pay off the debt in a decent time interval

 

[realcavity]

Decline your offer so that people that really want to go there can go.

 

[nydds25]

on the app isn't their a question asking if you have ever been accepted to a dental school. When you put yes.... schools will want to know why and they will not be happy that you turned down a school. They would say if you don't want to go to that school as a last resort than don't bother applying. Schools wont have any problem passing you over as many people have your stats or better.

 

[flycd05]

ok wow, so i think people are getting the wrong impression of what im trying to say here - like i mentioned earlier, im sure some of you may think i dont want to pursue this field bad enough or want to hear what i wanna hear - no, those are not my intentions at all.

i just wanted to see if my thinking about having this huge debt of 400k is really legit enough to decline an offer to nyu. i'm sure a lot of people who are currently students at nyu have a lot of debt but know they will pay it off after graduation. however, i was just interested in knowing from nyu student especially whether or not the school is really worth the money they pay?? like why did students pick nyu over schools that are cheaper and possibly more reputable? how soon do students pay off such a huge debt?

 

[youngmc27]

there are more and more applicants every year and it is harder every time you apply to get in go to NYU and make the most out of your situation.If it worries you that much consider the military as an option but don't turn down a guarntee for an uncertainty. You will regret it later on.

 

[Thundercatz]

You would be crazy not to go. I have a friend who graduated at NYU, and he owed ~400k. It took him a few years to pay it off; he is now making close to ~500k as a GENERAL dentist.

Enjoy your acceptance and stay at NYU. Just realize that are many people, like myself, still looking/wishing they had even ONE acceptance.

 

[Aceofspades]

ok wow, so i think people are getting the wrong impression of what im trying to say here - like i mentioned earlier, im sure some of you may think i dont want to pursue this field bad enough or want to hear what i wanna hear - no, those are not my intentions at all.

i just wanted to see if my thinking about having this huge debt of 400k is really legit enough to decline an offer to nyu. i'm sure a lot of people who are currently students at nyu have a lot of debt but know they will pay it off after graduation. however, i was just interested in knowing from nyu student especially whether or not the school is really worth the money they pay?? like why did students pick nyu over schools that are cheaper and possibly more reputable? how soon do students pay off such a huge debt?

It really does seem like you made up your mind already. The problem with asking an NYU student is that they are a student and haven't started making money. How would they know what the debt burden feels like. The problem with asking a dentist is that prices have been rising so fast the debt you graduate with will likely be twice that of what they experienced.

Good luck doing a postbacc (and paying for it) and trying to get into dental school again. I just hope you don't get into another big dental school or are an out of state applicant. If you do you will probably find the price too high. What then? Wait it out another year? Oh, and as you wait tuition at every school is increasing faster than inflation. With the economy the way it is state schools will likely lose some portion of their funding. At that point even your state school may not be the bargain you were expecting, that is if they accept you of course.

It looks like many people have already suggested that you go to NYU but if you feel that's not a satisfactory decision then don't do it. Good luck hearing back from your other interviews.

 

[supraman]

I feel as if you are still in the game for BU and Tufts....

 

[adizzle87]

There aren't that many guarentees in life, but your NYU Acceptance is one of them. NYC is a great place to live and by going there instead of holding back another year for another school, you can enter the workforce one year sooner - that income should offset the price difference between NYU and most other schools.

But you give me inspiration, did you apply with a sGPA higher or lower than 3.05? Since my sGPA is similar to yours, and so is my DAT, I feel there is hope for me after all.

 

[vlct0ria]

There are many applicants who are waiting to even get an interview from NYU. I wonder whether you really want to go to dental school because there many people with only one acceptance and they are more than happy to start dental school next year.

Oh come on, the OP is already aware of the fact that he/she is lucky to have even one acceptance, but NYU is a HUGE financial commitment and if I were in his/her position, I too would be questioning my options. No need to accuse the OP of not wanting to go to dental school....and yes to the OP, I do think you should accept NYU's offer. Why go through the application process, a post bacc, and spending all the money again when you already have a guaranteed spot (especially considering a slightly below avg GPA)? NYC is an awesome place to live, and it's all part of investing in your future. Good luck with your decision 🙂

 

[sdooner30]

90K a year? what does that include? tuition+dental instruments/insurance/books/ and living expenses?

nevermind, i found the costs and stuff from the NYU website:
http://www.nyu.edu/dental/financialservices/tuitionfeesexpensesdds.html

 

[sajjy]

1) One in hand is better than two in bush- Go to Nyu
2) Time and tide doesn't wait for anyone- Save a year and go to Nyu.

Health Insuarance: **Students may downgrade, or waive the insurance coverage by contacting Student Health Insurance Services at (212) 443-1020.
So, if you have an alternative then you can save some there.
Room and Board of 24K/yr sounds about right but can be reduced if you want to.

7K/yr of traveling and personal expenses seems high (for me though).

But at the end it is still an investment.

 

[DrReo]

But at the end it is still an investment.

It's a good debt. 😎

 

[SugarNaCl]

If I were in your situation, I'd go to NYU. I would just plan on spending about 5 years after graduation working in NYC where they pay better than most other places. That's just me though.

 

[Lulu2809]

If you bulk up your volunteering this summer, and show a great concern for an underprivileged community, there is a great scholarship available through the NIH I believe. Additionally, if you're worried about cost, you can contact your nearest recruiter and look to apply for the Dental Health Professions Scholarship. By the time you got it, they would pay for three years--with pay--and you would give them three years as a dentist. Not a bad deal to save yourself 300K of debt. Cripe.

 

[doc toothache]

i just wanted to see if my thinking about having this huge debt of 400k is really legit enough to decline an offer to nyu. i'm sure a lot of people who are currently students at nyu have a lot of debt but know they will pay it off after graduation. however, i was just interested in knowing from nyu student especially whether or not the school is really worth the money they pay?? like why did students pick nyu over schools that are cheaper and possibly more reputable? how soon do students pay off such a huge debt?

Whether or not it is worth it is a question only you can answer. How long it will take you to pay it off is more a question of what you will be able to afford. On a 30 year note at 6% your monthly payment will be $2398.20.

http://mortgage-x.com/calculators/amortization.htm

 

[hellonurse]

If I had your GPA, I would be happy to go anywhere. If you had a higher GPA to match your DAT I would say ...possibly try again. But with that GPA, it's really a gamble.

 

[shoombol tallah]

I would go regardless. You never know whats gonna happen next year. Not to mention the whole application is a huuuuge hassle. That 400k is gonna be the best investment you'll make in your life.....albeit a little more than what the most of us will spend on Dental school.

 

[supraman]

I would probably go to NYU, the school looks awesome in the virtual tour videos. Investing in education is never a waste of money. Remember your GPA unfortunately doesn't allow you to pick and choose and the competition is rising every year significantly. Like I said before, I believe you are still in the game so just wait out the cycle. I am glad this cycle is coming to a close for me and like shoombol said, it is such a hassle and annoyance. The more you wait, the more you get older and the more potential salary loss. Do the right thing and go to the school that takes you, you don't want to look back and wish differently

 

[shinbone86]

You're gpa is way below average and will appear more below average next cycle. Do yourself a favor and go to NYU. If cost is one thing preventing you from going into dentistry, then maybe this isn't the profession for you.

 

[mr79steroid]

i mean no school is a guarantee but if other schools like bu, tufts, or temple do not invite me the 2nd time i apply, theres a good chance nyu will invite me again b/c of my higher stats? or do u think they may hold a grudge against me b/c i turned them down the first time?

hey, flycd05..
i have been to both NYU and Tufts and got accepted to Tufts and haven't heard anything back yet from NYU..

do you rather go to BU or Tufts than NYU because of the price?

well, NYU cost about $90000/year, right?
it will cost you $84,000/year for Tufts which is not that cheaper than NYU..

I think NYU is very good school, and you should take the opportunity that you have now..

 

[gators2010]

You would be crazy not to go. I have a friend who graduated at NYU, and he owed ~400k. It took him a few years to pay it off; he is now making close to ~500k as a GENERAL dentist.

Enjoy your acceptance and stay at NYU. Just realize that are many people, like myself, still looking/wishing they had even ONE acceptance.

What?? 500k as a GENERAL dentist? Where is this (Just state of course), if you dont mind me asking...

 

[nydds25]

What?? 500k as a GENERAL dentist? Where is this (Just state of course), if you dont mind me asking...

Or you could stop listening to " i have a friend...." posts.

 

[bassplayer400]

I had this problem with another very expensive school and solved it by getting an Air Force HPSP scholarship. Its only four years with them plus you get sweet training. Think of the interest on that $400,000 loan....yikes!

 

[smiles323]

I'm not at all questioning your desire to become a dentist, but I've been told that turning down an acceptance would appear to admissions committees that you didn't want it bad enough to go wherever you got accepted. This might hurt your chances of acceptance for the next cycle. I say go to NYU!

Just curious, if you really don't feel comfortable being that far in debt (and hey, I don't blame you at all), why did you apply to NYU in the first place?

 

[247985]

I can see why you are concerned about the cost but to be honest with your GPA, I think you should just take the acceptance and attend NYU. Yes, you can take more classes and earn masters and etc...but remember, that costs a lot of money too. Just get started with dental school now. That way you can start making money faster to pay off the nasty loan. Look into Scholarships also. G'luck! 👍

 

[Sephisabin]

I'm not going to tell you what you should do... but I will tell you that this board is littered with stories of people turning down an acceptance to reapply and then not getting in anywhere the second time around. Obviously it's a calculated risk, but you're not exactly sitting on a wealth of acceptances. You have one right now and, given the crapshoot nature of dental applications (I have friends who got into Ivy's and UCs but didn't get into NYU), it's a very real possibility that you won't get any next year. Take into account the salary you'll be losing by wasting a year (more?) and the tuition you'll be paying for whatever additional education you decide to pursue in the meantime. NYU isn't all that much more expensive than most other private schools (tuition is very similar, it's living in the city that's expensive)... it may not work out to your benefit to waste that year (or more).

 

[sweetpea2]

I actually know someone who decline NYU (exactly what your thinking about doing), took a year off then got into Buffalo the next year. I think its risky, but if you can pull that off i say go for it because saving 200K definitely outweighs the year your gonna take off.

 

[Albuterol]

i mean no school is a guarantee but if other schools like bu, tufts, or temple do not invite me the 2nd time i apply, theres a good chance nyu will invite me again b/c of my higher stats? or do u think they may hold a grudge against me b/c i turned them down the first time?

i wouldn't be surprised if u didn't hear anything from the second time around after rejecting their acceptance.

 

[yuppers]

😱 Buddy, take it and run. What happens if you dont get in next year.

 

[adizzle87]

Okay, look to be honest here there are a ton of people on that waitlist who are more appreciative and are willing to take your spot in a heartbeat, who would love to live in New York City, and would bite the bullet with the higher cost at NYU.

I know of a dentist who had the same situation a while back but he said that he wanted to be a dentist. Being that the only school that took him at the time wasn't that popular, he still went if that meant that he could practice dentistry. Unless you picture yourself unhappy at the school then I would just take it, this post is overwhelmingly in favor of taking the acceptance.

 

[yuppers]

Or you could stop listening to " i have a friend...." posts.

I have a friend who is a dentist without going to dental school. He works in his shed with pilers and he makes a killing.

 

[bustedgrill]

I would love to be able to be stressed out over this issue dude.

 

[flycd05]

Wow, ok so definitely expect to hear back from these many people for those that did, thanks a bunch! i definitely have a better perspective on the situation and i feel a lot better about the debt issue and going to nyu. once again, thanks so much again!

good luck to everyone else on their decisions as well 🙂

 

[ldm0208]

how about deferring??
I don't really know much about NYU.. but you can always ask..

 

[Dentista08]

i totally feel you, even though i didnt get in anywhere yet, the schools at which i feel have a shot at are going to get me into $350+ debt. Very very scary, but then again I would not think twice if i got an acceptance- yes, the debt is enormous, but if you think about it- even if you will be making $50-70/yr (after all the debt payments) thats ok because even if you take home as much as someone who just graduated from college, you are a DOCTOR, you will ALWAYS have a job no matter how bad the economy is and you will do what you love for the rest of your life<--- that is the biggest accomplishment to me, enjoying going to work everyday.

 

[DentGuy]

Thousands of prospective dental students get rejected each year. I think you may have forgotten how horrible applying to a dental school can be. You should appreciate the fact that any school will train you when there are so many others who won't be given the opportunity. Congrats on NYU. Relax and revel in your accomplishment. Oh, and fyi, Tufts and BU could still send an interview your way.

 

[sillygoose47]

go with NYU! there is no gaurantee that you will get in a better school. Plus, the earlier you get out of school, you can make money sooner. Time is money!

 

[dent2009]

what makes you think that NYU will even invite you to interview next cycle if you turn them down this year? Fuggetaboutit. It's not that they'll hold a grudge either. You basically wasted their time and they could probably care less about you since there's plenty others that'd take your place in a heartbeat. Just go to NYU.

i mean no school is a guarantee but if other schools like bu, tufts, or temple do not invite me the 2nd time i apply, theres a good chance nyu will invite me again b/c of my higher stats? or do u think they may hold a grudge against me b/c i turned them down the first time?

 

[chund]

Go to NYU. Be a badass and make 500 a year. then dont worry about it

 

[somethinpositiv]

😱 Buddy, take it and run. What happens if you dont get in next year.

Hilarity would ensue.

 

[somethinpositiv]

If you're even considering re-applying, you are either a cocky fool, or an ungrateful son of a bee.

By the way, going to NYU will cost you ~$360K, going to Tufts will cost you ~$327K, maybe that's too expensive for you too. Re-apply and only apply to Buffalo and your state school; with your GPA you're practically guaranteed to get in...