"APPLY EARLY!! Do NOT wait for PTCAS to receive all of your materials before you submit your application. It can take up to 4-5 weeks to process your file once it is "complete" (application, fee payment and all U.S.transcripts received)." I was wondering if I can apply even if one of my references hasn't submitted their LOR and my hours haven't been verified yet. Other than that, my application is complete. Am I able to apply?