I think you're getting terms confused. Substrate-level phosphorylation happens during glycolysis and produces 2 ATP per glucose molecule. It can happen aerobically or anaerobically.
The TCA cycle generates 4 NADH, 1 GTP(=ATP), and 1 FADH2 per pyruvate. The ETC, aka oxidative phosphorylation, generates ATP from the NADH and FADH2 from glycolysis and TCA cycle.
The TCA and ETC only happen under aerobic conditions. Under anaerobic conditions, the pyruvate from glycolysis would be converted to lactate to regenerate NAD+. Not sure where you're getting the 4 ATP from.